Top 10 Tata Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
Tata Dynamic Bond FundDebtModerate9.9%3star365
Tata Short Term Bond FundDebtModerately Low5.2%3star2,222
Tata Treasury Advantage FundDebtModerately Low2.9%3star776
Tata Liquid FundDebtLow7.3%3star18,877
Tata Medium Term FundDebtModerate-8.0%2star41
Tata Gilt Securities FundDebtModerate16.3%2star170
Tata Income FundDebtModerate11.8%2star73
Tata Corporate Bond FundDebtModerate-39.3%1star67
Tata Money Market FundDebtLow1.5%1star470
View All Top 10 Tata Mutual Funds

Best TATA Debt Mutual Funds

Tata is one of the most trusted brands in India and has been successful in every field it has ventured to. Tata Mutual fund is known for its world-class service across the country and it has made a mark in the minds of investors.

It offers funds across various categories like, equity, debt, hybrid and sectoral. The motto of this AMC is to propel investing among the retail investors irrespective of their risk appetite, ideal investment duration, profession, salary or gender.

They believe in following a value-based investment methodology which enables them to attain consistent results over the years. They also believe in flexibility, by offering a large variety of funds across various market capitalization. Stability and integrity is one of the main pillar of business for Tata Mutual Fund and they believe in keeping an investor's money in the best possible hands.

If you are saving for very short-term goals like a vacation or buying an automobile, then this category is ideal for gains within one year. It is also an excellent resort to park your money until you decide where to invest or spend next. Returns are taxed as per your income tax slab if sold before three years and have negligible tax post that period.

Purpose: Invest here for your short term goals like a vacation, buying a bike, jewelry or expensive gadget.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

Tata Dynamic Bond Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Dynamic segment and provided 7.08% annualized returns in the last 3 years. In the last 1 year, it gave 9.92% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 9.92% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM365Cr
1Y Returns9.9%

Tata Short Term Bond Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Short Duration segment and provided 5.8% annualized returns in the last 3 years. In the last 1 year, it gave 5.19% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 5.19% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM2,222Cr
1Y Returns5.2%

Tata Treasury Advantage Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Low Duration segment and provided 5.78% annualized returns in the last 3 years. In the last 1 year, it gave 2.9% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 2.9% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM776Cr
1Y Returns2.9%

Tata Liquid Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Liquid segment and provided 7.11% annualized returns in the last 3 years. In the last 1 year, it gave 7.34% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 7.34% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM18,877Cr
1Y Returns7.3%

Tata Medium Term Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Medium Duration segment and provided 1.09% annualized returns in the last 3 years. In the last 1 year, it gave -8.04% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -8.04% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM41Cr
1Y Returns-8.0%

Tata Gilt Securities Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Gilt segment and provided 7.81% annualized returns in the last 3 years. In the last 1 year, it gave 16.34% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 16.34% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM170Cr
1Y Returns16.3%

Tata Income Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Medium to Long Duration segment and provided 7.04% annualized returns in the last 3 years. In the last 1 year, it gave 11.78% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 11.78% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM73Cr
1Y Returns11.8%

Tata Corporate Bond Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Corporate Bond segment and provided -11.76% annualized returns in the last 3 years. In the last 1 year, it gave -39.31% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -39.31% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM67Cr
1Y Returns-39.3%

Tata Money Market Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Money Market segment and provided 4.98% annualized returns in the last 3 years. In the last 1 year, it gave 1.53% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 1.53% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹5,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Debt mutual fund in India.

Launch Date31 Dec 2012
Min Investment Amt5,000
AUM470Cr
1Y Returns1.5%

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What does investing in TATA Debt Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in TATA Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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