Large-cap mutual funds invest in the shares of large companies.

Large companies are more stable and therefore more trusted compared to all other businesses in the market and the funds that invest in these companies tend to provide stable returns.

In terms of risk, large-cap mutual funds are one of the lowest risk equity mutual funds.

One great benefit of mutual funds is that they allow you to start investing in very low amounts. There are several investments where investors can invest a small sum of ₹500 – ₹1000 every month and build a solid mutual fund portfolio.

Many top large-cap funds in this list allow you to start an SIP in them with an amount as low as Rs 500.

SIP (Systematic Investment Plans) are increasingly becoming a favorite of investors as they tend to more or less smoother out the anxiety related to market volatility.

In this list below, there are some mutual funds that are large-cap, while some are from other categories like focused category, large and mid-cap category, etc.

We included mutual funds from other categories also because their investment pattern and holdings are very similar to that of a large-cap fund.

11 Best Large-cap Funds for SIP in 2018

Large-cap companies generally are the top 100 companies in the market.

Large-cap funds may give you good returns over the long-term. But in the short term, the could be slightly volatile.

These are ideal for investors with a low risk appetite.

An investor needs to be patient while investing in such funds.

Let’s look at the best large-cap funds you can invest in with the minimum amount in 2018.

SBI Bluechip Fund
Fund Name 1Y 3Y 5Y Category Risk
SBI Bluechip Fund - Direct - Growth -1.6% 10.81% 17.71% Equity
(Large Cap)
Moderately High
Reliance Large Cap Fund - Direct - Growth 2.16% 13.12% 19.67% Equity
(Large Cap)
Moderately High
Axis Bluechip Fund - Direct - Growth 7.17% 12.83% 15.98% Equity
(Large Cap)
Moderately High
Aditya Birla Sun Life Frontline Equity Fund - Direct - Growth -1.56% 11.64% 16.58% Equity
(Large Cap)
Moderately High
Invesco India Growth Opportunities Fund - Direct - Growth 2.28% 14.33% 19.15% Equity
(Large & Mid Cap)
Moderately High
Motilal Oswal Focused 25 Fund - Direct - Growth -1.31% 10.28% 16.57% Equity
(Focused)
Moderately High
ICICI Prudential Bluechip Equity Fund - Direct - Growth 1.7% 13.34% 16.59% Equity
(Large Cap)
Moderately High
DSP BlackRock Focus Fund - Direct - Growth -3.5% 8.46% 16.28% Equity
(Focused)
Moderately High
Baroda Pioneer Treasury Advantage Fund - Direct - Weekly Dividend NA NA NA Debt
(Ultra Short Duration)
NA

1. SBI Bluechip Fund

This fund is one of the most popular large-cap funds available in the market.

It is a large cap equity oriented mutual fund launched on January 1, 2013 and has given a return of 18.03% since its launch.

Invest in SBI Bluechip Fund Now

Rating by Groww 4 star
AUM (Fund Size) ₹ 17869
Minimum SIP ₹ 500
Performance w.r.t its Benchmark Has consistently outperformed its benchmark BSE S&P 100 since its launch.
Age of the fund 5 years old
Expense Ratio 1.35%

Despite its name, the fund tilts towards a multi-cap approach in its allocations.

It invests in the top 100 companies in terms of market capitalization, with the flexibility to invest up to 20% in mid-cap stocks.

2. Reliance Large Cap Fund (Reliance Top 200 Fund)

This mutual fund was earlier known as Reliance Top 200 Fund. After the recategorization, its name was changed to Reliance Large Cap Fund.

It is a fund with moderately high risk and has given a return of 9.36 % since its launch.

Invest in Reliance Top 200 Fund Now

Rating by Groww 5 star
AUM (Fund Size) ₹ 4149
Minimum SIP ₹ 100
Performance w.r.t its Benchmark Has consistently outperformed its benchmark BSE S&P BSE 200 Fund since its launch.
Age of the fund 10 years old
Expense Ratio 2.47%

4. Axis Bluechip Fund

This large-cap fund was launched on January 5, 2010.

It is a fund with moderately high risk and has given a return of 12.51% since its launch.

Invest in Axis Bluechip Fund 

Rating by Groww 4 star
AUM (Fund Size) ₹ 2081
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark S&P BSE Sensex TRI since its launch.
Age of the fund 8 years old
Expense Ratio 0.99 %

(Data shown for Axis Bluechip Fund is as on 16.07.2018)

5. Aditya Birla Sun Life Frontline Equity Fund 

This is a fund with moderately high risk and has given a return of 16.57% since its launch.

Invest in Aditya Birla Sun Life Frontline Equity Fund Now 

Rating by Groww 4 star
AUM (Fund Size) ₹ 20702
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark S&P BSE 200 since its launch.
Age of the fund 5 years old
Expense Ratio 1.29 %

The fund usually maintains a large-cap allocation of 80 to 90%, with a mid-cap allocation of 10-20%.

6. Invesco India Growth Opportunities Fund

This mutual fund is actually from the large and mid-cap category which is a new category of mutual fund. is a fund with moderately high risk and has given a return of 11.63% since its launch.

(Data shown for Invesco India Growth Opportunities Fund is as on 16.07.2018)

Invest in Invesco India Growth Opportunities Fund

Rating by Groww 4 star
AUM (Fund Size) ₹ 599
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark NIFTY 50 since its launch.
Age of the fund 11 years old
Expense Ratio 1.12%

7. Motilal Oswal Focused 25 Fund 

This is mutual fund was launched on May 13, 2013. It used to be categorized as a large-cap fund but is now categorized as a focused fund. It is a fund with moderately high risk and has given a return of 18.18% since its launch.

Invest in Motilal Oswal MOSt Focused 25 Fund Now 

Rating by Groww 4 star
AUM (Fund Size) ₹ 945
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark NIFTY 50 since its launch.
Age of the fund 5 years old
Expense Ratio 1.45 %

A newbie entrant, this fund has nevertheless managed an impressive show for the last three years.

Strong out-performance of the benchmark and category has allowed it to debut in the rating scale with a 4-star rating.

8. ICICI Prudential Focused Bluechip Equity Fund

This is a large-cap fund was launched on January 1, 2013.

It is a fund with moderately high risk and has given a return of 16.54% since its launch.

Invest in ICICI Prudential Focused Bluechip Equity Fund Now

Rating by Groww 4 star
AUM (Fund Size) ₹ 16539
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark NIFTY 50 Total Return since its launch.
Age of the fund 5 years old
Expense Ratio 1.26 %

The fund has consistently beaten its benchmark and peers, though the margins of out-performance haven’t been large. A good fund for conservative investors.

9. DSP BlackRock Focused 25 Fund

This is a large-cap fund launched on January 1, 2013.

It is a fund with moderately high risk and has given a return of 14.65% since its launch.

Invest in DSP BlackRock Focused 25 Fund Now

Rating by Groww 4 star
AUM (Fund Size) ₹ 2843
Minimum SIP ₹ 500
Performance w.r.t its Benchmark Has consistently outperformed its benchmark S&P BSE 200 TRI since its launch.
Age of the fund 5 years old
Expense Ratio 1.58 %

This is a rare value-style fund in the large-cap space.

At any point in time, 95% of the fund is aimed to be invested in 25 stocks, with 75% being large caps.

The fund has the option of allocating 25% to mid caps but lately, large caps have dominated the portfolio.

This shift may stand the fund in good stead if the market corrects owing to pricey valuations.

10. IDFC Focused Equity Fund

This is actually a fund belonging to the focused category. It was launched way back in 2006 and has given a return of 11.74% since launch

Returns of IDFC Focused Equity Fund:

IDFC Focused Equity Fund
Fund Name 1Y 3Y 5Y Category Risk
IDFC Focused Equity Fund - Direct - Growth -5.95% 13.79% 14.12% Equity
(Focused)
Moderately High

Invest in IDFC Focused Equity Fund Now

Rating by Groww 5 star
AUM (Fund Size) ₹ 1639
Minimum SIP ₹ 1000
Performance w.r.t its Benchmark Has consistently outperformed its benchmark NIFTY 50 since its launch.
Age of the fund 12 years old
Expense Ratio 0.81%

(Data shown for IDFC Focused Equity Fund is as on 16.07.2018)

11. Principal Emerging Bluechip Fund 

This fund belongs to the large and mid-cap category of mutual funds. It was launched on 12th November 2008 and has given a return of 27.51% since launch.

Invest in Principal Emerging Bluechip Fund

Rating by Groww 5 star
AUM (Fund Size) ₹ 1625
Minimum SIP ₹ 500
Performance w.r.t its Benchmark Has consistently outperformed its benchmark S&P BSE 200 since its launch.
Age of the fund 9 years old
Expense Ratio 1.3 %

(Data shown for Principal Emerging Bluechip Fund is as on 16.07.2018)

Things to Remember

Don’t just run for returns from investment for investing in mutual funds.

There are a lot of factors you should look into before selecting a fund which will match your investment goals.

Following the 3 things you should always remember before investing in Mutual Funds :

  • Higher rates: don’t blindly invest in the fund with the highest returns. Invest based on the duration you want to invest for.
  • Every person’s financial condition is different. Evaluate the funds you invest in yourself – don’t invest in a fund because of its popularity.
  • Review your investment from time to time but not too often. Once a few weeks is good enough.

Read More: 10 Tips on investing in Mutual Funds

Happy Investing!

All data in the above mentioned mutual funds is as on 17.04.2018 unless mentioned otherwise.

Disclaimer: the views expressed here are of the author and do not reflect those of Groww.