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Value Funds

Fund managers of different schemes adopt different styles of investing. These investment styles allow them to invest the corpus of the scheme efficiently. Growth, Value, and Contrarian investment strategies are the three commonly used investment styles. Based on these styles, the funds are called Growth Funds, Value Funds, and Contra Funds, respectively.

Here, we will explore Value Mutual Funds and discuss some important aspects and features of these funds.

List of Value Mutual Funds

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What are Value Funds?

In order to understand Value Mutual Fund, let's first talk about value investing strategy.

When an investor (or a fund manager) adopts a value investing strategy, he looks for stocks that are undervalued and trades for less than their respective intrinsic values. There are many companies in the market whose stock price is not the true indicator of their worth. They are intrinsically more valuable and have a lot of potential to grow. The intrinsic value of a company is calculated by considering its financials, business model, competitive position, management team, etc. If the company's market value is less than its intrinsic value, then it is considered to have value.

Therefore, a Value Fund is an equity fund that invests in stocks of companies having value.

Features of a Value Mutual Fund

The main characteristics of a value fund are:

  1. Diversification

Value funds provide investors with a diverse portfolio of growth-oriented stocks.

  1. Economical Welfare

These funds exist to generate wealth for investors and to enhance an economy that has experienced a drop in demand over time.

How Does a Value Mutual Fund Work?

Value fund managers look for stocks that are inexpensive for a variety of reasons, including market inefficiencies. These stocks may not be doing well in the market right now, but fund managers may believe they have growth potential. The stock price rises once the market realizes the stock's genuine value. 

Dividend yields on value ETFs are often higher. The fund managers strategically identify potential stocks with limited negative risks. 

How Should You Invest in a Value Mutual Fund? 

You can invest in mutual funds by:

  • Select an online platform or the website of the fund house (such as Groww).
  • Sign up on the portal or application.
  • Complete your KYC and open your account.
  • Deposit funds and invest in your choice of Value mutual funds. 

Why Should You Invest in a Value Mutual Fund?

Investors can benefit from investments in Value funds through:

Less Vulnerable

Since value funds do not invest in stocks with high expectations, they are known to be less sensitive. These funds, which follow a value investing approach, concentrate on cheaper equities or those that are currently undervalued in the market.

Growth Factor

Value Fund investments are dispersed across the economy's underserved sectors. This contributes to the growth and market confidence of underperforming stocks.

Taxation Rules of Value Mutual Funds

The taxes of a value fund gains are as follows:

  • Long-Term Capital Gains - 10% Without indexation (less than Rs. 1 lakh)
  • Short Term Capital Gains - 15%
  • Dividends - At the individual’s tax slab

FAQs

Q1. What is value funds meaning?

A value fund invests in stocks that are thought to be undervalued in terms of price based on fundamental qualities. Growth investing, which focuses on rising companies with great growth possibilities, is frequently compared with value investing.

Q2. Who can invest in value funds?

The investors who can consider to invest in these funds to be the most suitable are:

  • Investors who hold a longer investment horizon
  • Investor who has a high exposure to growth stock (to ensure stable return)
  • Investors who understand macro trends
  • The Investors who have patience in value investing

Q3. When can I start to invest in value funds?

You can start investing in value mutual funds if you have an investment horizon of more than five years at hand. 

Q4. What is the investment strategy of a value fund?

The investment strategy of a value fund is to pick stocks that are trading for less than their real worth. The theory is that once the market realizes the true worth of these firms, the share price will rise, benefiting value fund investors. 

Q5. What are the risks of investing in a value fund?

Investors who choose value funds need to be aware of the Market timing risks, Economic factors, and Interest rate risks.

Disclaimer - Mutual Fund investments are subject to market risks, read all scheme-related documents carefully.

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