PNB SMS Banking

Here are a few of the major features of SMS Banking services of PNB:

• Balance Inquiry: Customers can check their account balance by sending a simple SMS to the designated PNB SMS number. This feature allows users to stay updated on their account balances and track their finances effectively.
• Mini Statement: With SMS Banking, customers can obtain a mini statement that shows the most recent transactions made on their account. This feature is incredibly useful for quick reference and monitoring transaction history.
• Fund Transfer: PNB SMS Banking enables customers to transfer funds between their self-accounts seamlessly (Rs. 5000/- daily limit). Whether it's transferring money to a savings account or making payments on a loan, this feature simplifies the process with just an SMS.
• Mobile Recharge and Bill Payment: Users can recharge their mobile phones and pay utility bills directly through the SMS Banking service. This functionality saves time and effort, making it convenient for customers to manage their payments on the go.
• Cheque Book Request: Customers can request a new chequebook through SMS, eliminating the need to visit a branch or fill out paperwork. This feature ensures a hassle-free process for chequebook issuance.
• Alerts and Notifications: It also provides real-time transaction alerts, account activity notifications, and account status updates. This ensures customers are informed promptly about any transactions or changes in their accounts.
• ATM/Branch Locator: With this feature, customers can find the nearest PNB ATM or branch by sending an SMS, making it easier for them to access banking services when required.

To avail of PNB SMS Banking, customers must register their mobile number for the service. The registration process  involves the following steps:

1. Visit the nearest PNB branch or access the bank's online banking portal to obtain the PNB SMS Banking registration form.
2. Fill out the registration form with accurate details, including your mobile number, account number, and other required information.
3. Submit the completed form to the bank for verification.
4. Once the registration is approved, the customer will receive a confirmation SMS containing the activation code.
5. Customers need to input the activation code to activate PNB SMS Banking on their registered mobile number.

PNB customers can register for PNB SMS Alert services to enable alerts on their mobile number for all the transactions done through Cards, Internet Banking, Mobile Banking, ATMs, etc. It will help them keep track of their transactions.

For PNB SMS alert registration, one can visit the nearest PNB branch and register their mobile number for the services by filling out an application form. Make sure to fill in all the details correctly and provide the phone number that is active for SMS Banking.

PNB customers must pay a nominal fee to enable PNB SMS alerts on their mobile numbers. The PNB SMS charges for SMS alerts are listed below:

Given below is the list of PNB SMS numbers and formats to avail of the SMS Banking services: