Bank of India Timings

Bank of India opening hours and operating hours are general details that account holders want. Since its nationalization in 1969, the Bank of India has been owned by the government. It is a commercial bank headquartered in Mumbai's Bandra Kurla Complex. It is regarded as one of India's top five banks.

According to sources, the Bank of India has over 5000 branches, including 50+ operations outside of India. The Bank of India is a founding member of the Society for Worldwide Interbank Financial Telecommunications (SWIFT). It makes it easier to provide low-cost financial processing and communication services.

Bank of India Timings

BOI times vary according to the areas they serve. It signifies that time differs in urban/metro areas and semi-urban/rural places.

1) For Urban

Bank of India Metro or urban branches are open from 9:45 am to 4:45 pm, Monday through Friday. The timings are the same on the first, third, and fifth Saturdays of each month.

Day

Bank of India Working Hours

Monday - Friday

9:45 am to 4:45 pm

Saturday

9:45 am to 4:45 pm

2) For Semi-Urban

BOI branches are located in rural or semi-urban locations and are open from 10:00 am to 5:00 pm. The timings are the same on the first, third, and fifth Saturdays of each month.

Day

Operating Hours

Monday to Friday

10:00 am to 5:00 pm

1st, 3rd, & 5th Saturday

10:00 am to 5:00 pm

Bank of India Lunch Time

Lunch time at Bank of India branches in metro/urban areas is usually half an hour. It runs from 2:30 to 3:00 pm. The team rotates their lunch breaks so that there is always someone at the counter to assist customers.

The crew at the rural branches eats at the same time. However, counters are typically closed from 2:30 to 3:00 pm. There are somehow no fixed hours, Bank of India opening time, or Bank of India closing time for lunch in the Bank of India.

NEFT and RTGS Timings in the Bank of India

NEFT is the short form for National Electronic Funds Transfer. Using the RBI's NEFT service, funds are sent to the credit account with the other participating Bank. RTGS is an abbreviation for Real Time Gross Settlement.

The RTGS technology allows funds to be transferred from one Bank's account to another in "real-time." The RTGS system is the fastest interbank money transfer option accessible in India via secure banking channels.

Currently, NEFT transactions can be completed at any time; however, credits to the beneficiary account must be made on the same day or the following working day, depending on the time of payment and the beneficiary bank.

RTGS timings are currently 08:00 am - 4:30 pm on regular days, including Saturdays, excluding the second and fourth Saturdays of the month.

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