BoI was founded in the year - 1906 and was nationalized in the year 1969. The bank is one of the major and leading banks in the country, with over 5,000 branches across the country.
The customers who hold a savings account with Bank of India could carry all their banking services through the bank's internet banking and mobile banking facilities, such as checking the accounts balance, making transfers of funds, paying utility bills, mini-statements, and much more.
For customers that don't have an internet banking account, or for some reason, don't have an internet connection, they could also make use of the bank's SMS and missed call service to check the balance in their account.
For the banking transactions such as BOI online balance checks, payments, and more, the customers have multiple options, and they are mentioned below:
BoI provides the customers with the option to check their account balance through SMS. The customers need to get the Star Connect Mobile Banking on SMS facility to get their account balance through SMS. Here are the steps they will need to follow:
After you set the password, you can use the facilities mentioned below:
- SMS to 919810558585 in the format "BAL XXXX" here, XXXX stands for the 4-digit SMS password. You will get the account balance of the primary account.
- For the non-primary accounts, SMS "BAL XXXX <Account Number>" to +919810558585, and here XXXX stands for the 4-digit SMS password.
- For a mini statement of the primary account, SMS "TRANS XXXX">" to +919810558585. The customer would get information on the last five transactions carried out from the primary account.
- For other accounts - SMS “TRANS XXXX <Account Number>” to +919810558585.
Clients could also check their Bank of India balance through the missed call to service in the below-mentioned process:
After the missed call, you will get the SMS that has your remaining account balance of your Bank of India.
The customers who keep their bank account passbooks updated could see their Bank of India passbook to check their account's balance.
Since the passbook maintains a record of both the debit and credit transactions - an account holder could see the complete account statement right from the day of account opening when using a passbook. For every passbook update, the customer needs to visit the bank branch.
This method of balance inquiry has fallen out of favour since internet-savvy customers now wish to check their account balance by utilizing more convenient options.
The account holders of BOI could do a Bank of India Account Balance Check by visiting an ATM. It is fairly easy, and the steps are mentioned below:
BoI account holders who have registered for net banking can log in to the BOI website using their net banking login id and password. The login details for both online banking and mobile banking are the same.
Customers can access a variety of banking services on the bank's website, including checking their Bank of India account balance, receiving account statements, and transferring payments, among other things.
Yes, two Bank of India accounts can be linked to the same mobile number. There is no bank-imposed limitation that prevents you from doing so.
You can receive a BOI mini statement by missed call by dialing 09015135135/09266135135 or by texting 'TRANS4-digit SMS password' to +919810558585 from your registered cell number.
You can view your last five transactions in your Bank of India account using the Star Mobile application. To start, open the app, pick View Balance, select your account, and input your password. You could also check the status of your transaction by texting TRANS SMS Password>Account Number> to +919810558585.
Customers can use the BOI SMS service for no charge.
To register or modify your cellphone number with the bank, you must complete a form and submit it to the appropriate officer at your branch. The mobile number associated with your bank account is used for this service. As a result - if you wish to make changes, they will be reflected in your bank account as well.