Bank of India Account Number

Bank of India, or the BOI, is one of the banks that was created prior to independence. It meets all of the needs of its customers by offering a wide range of products such as retail banking, corporate banking, loans, asset management, and so on.

The bank has converted from the conventional method of short account numbers to the new format of 15-digit Bank of India account numbers for electronic fund transfers.

The key cause for this was the RBI's decision to standardize account numbers throughout India's banking industry. The RBI is working to ensure that all account numbers in India are consistent. This is done to make interbank transactions easier for clients. 

This 15-digit account number supplied to consumers is essential for carrying out any transactions, whether they are carried out electronically or offline. The 15-digit account number provided by the Bank of India is part of the standardized format necessary for transactions such as:

  • IMPS
  • ECS
  • RTGS
  • NEFT

To convert your existing traditional short account number to the new 15-digit format, simply visit your nearest Bank of India office and get the new account number. 

The bank officials will then issue you with your new 15-digit account number. The account number is coded based on the account type held by the customer at the Bank of India.

BOI offers the following types of accounts to customers:

  • Loan Account
  • Current Account
  • Deposits Account
  • Savings Account

Since each of these accounts has a unique account number, a customer can deposit funds into a loan account by supplying the loan account number.

Bank of India Account Number Check

Finding the Bank of India account number is simple. The steps to follow are mentioned below-

  1. The BOI Account number could be found by getting a copy of the passbook from the branch. The passbook will show all of the transactions and balances that are made in the account and could be utilized for verification purposes while they take new credit cards, loans, and different types of financial services that are offered by the bank.

    If it is hard for you to find the passbook, you could get a duplicate passbook. You would have to provide some documents while doing so.

  2. An individual can find the BOI account number digits on the chequebook of the bank. Many people prefer to print the cheques and store them for reference in the future, and also, there are account holders who utilize the cheques as a method to keep track of the deposits and withdrawals.

  3. The Bank of India account number digits are printed at the top and the bottom of the bank statement. When you do not know how to get the statement, you can follow the prompts online.

  4. The account holders of Bank of India can also check and find the Bank of India account number by logging onto the mobile banking application or through internet banking. This can be done when you log in to the profile section - where you can find both the account number and the customer ID.

  5. You can also visit one of the Bank of India branches. You can walk in and give them details, such as your name, date of birth, and more. Once the representative verifies the details that have been provided, you will be able to get an account number.

  6. The account holders who hold a registered phone number with their Bank of India account can call one of their client care numbers such as:
  • 1800 220 229 - Toll free
  • 1800 103 1906 - Toll free
  • 40919191 - Chargeable

The Format of the Bank of India Account Number

Every account number is coded in a unique way. The Bank of India account number is coded as follows-

  • The first four digits of a 15-digit account number represent the branch code. Every branch has its own branch code.

  • The next four digits indicate the sort of account owned, such as a loan account, a savings account, a current account, and so on. Each of the above accounts will have a unique code, and the code appearing in the account number will correspond to the type of account.

  • The last seven digits reflect your account number.

In the form issued by the bank, the 15-digit Bank of India account number can be used for all banking activities.

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