How to Prevent QR Code Scam

How Does the QR Code Scam Work

A QR code scam works in the following ways:

Step 1: Scammers Generate Deceptive QR Codes

Scammers create QR codes that seem to come from trusted sources, such as well-known brands or companies. They place these codes in public spots, such as stickers or posters, or send them through emails or text messages. 

Step 2: Victims Scan the Deceptive QR Codes

When you scan the fake QR code, it takes you to a phishing website or a page that asks you to download malware.

The phishing website may look exactly like the real website of a popular brand or company. It might ask you to enter your personal or financial details. The malware could appear as a harmless app or file and might be downloaded without your knowledge or consent.

Step 3: Scammers Extract Information or Hijack Your Device

After you enter your personal or financial information on the phishing website or download the malware, scammers can steal your information and use it for their own benefit.

The malware might also allow scammers to access your device remotely, letting them steal more information or even take control of your device. 

How to Protect Yourself From QR Code Fraud

The following are the different ways in which you can protect yourself from QR code fraud:

• Verify Payment Details 

Before making a payment with a QR code, read the details it shows.

Usually, you can see the recipient’s name. Make sure this name matches the person or business you intend to pay. QR codes can also auto-fill the payment amount, so double-check before confirming the transaction.

If you accidentally pay the wrong person, contact your bank immediately.

• Check the Source

Avoid scanning random QR codes. Always verify where the QR code is coming from before scanning it.

Do not scan QR codes from unsolicited SMS or emails, as they might contain malicious software designed to steal your data. If you get a QR code from someone you do not know, verify it before scanning. 

• Read the URL 

After scanning a QR code, check the URL of the website or app it leads to.

Make sure the URL is legitimate and not from a phishing site. Fake websites often have misspelt names. So pay close attention to each letter to spot any differences.

• Be Careful with Shortened Links

Think twice before clicking on shortened links. They can lead you to malicious websites, especially with unexpected messages. Even links from friends or family might be risky if their accounts have been hacked.

• Do not Open Links from Strangers 

Avoid scanning QR codes or opening links from people you do not know. Scammers send fake QR codes through social media, email, and sometimes even physical mail, claiming attractive offers or gifts. If you receive an unexpected QR code, even from a friend, do not scan it.

• Use a Secure QR Scanner 

Install a QR scanner app from a reliable antivirus company. These apps check the safety of scanned links before you open them, helping you avoid phishing scams, forced app downloads, and other threats.

• Watch for Tampering

Scammers sometimes place their own QR codes in physical locations, like parking lots, over real ones. If a QR code looks like it has been altered or is placed carelessly, do not scan it.

The Bottom Line

Staying vigilant against QR code fraud is crucial to safeguarding your personal and financial information.

By verifying payment details, checking sources and avoiding unsolicited links, you can significantly reduce the risk of falling victim to scams.