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IOB Balance Check Number

Indian Overseas Bank gives its customers a variety of physical and online banking transaction options, such as - balance inquiry, money transfer, and bill payment. Customers can use the bank's net banking website or mobile applications for offline IOB banking services, and they can utilize the bank's net banking website or mobile apps for online services.

Reasons to Check Balance of IoB Account

A balance inquiry is one of the most common services that account holders perform for a variety of reasons. For the following reasons, they can use the Indian Overseas Bank balance check service:

  1. Checking to check if the balance in their account is close to what they expected. If not, they can check their account statement to make sure no unauthorized transactions have been made on their account.
  2. To see if they've gotten the funds that were delivered to them.
  3. To ensure that the check they had written had cleared and that the funds had been credited to their account.
  4. Before sending money to someone, they want to make sure they have enough money in their account.

Indian Overseas Bank Balance Enquiry Phone Number

You can acquire immediate information about your account's current balance by using IOB's free missed call service.' 

  1. Register your phone number with the bank, as the above service is only available via a registered phone number.
  2. Give IOB Balance Check Number 2021 9210622122 a missed call.
  3. After a few rings, the phone will be ended, and you will receive the account balance through SMS within a few minutes.

You would be able to use the service simply by registering your mobile number with the bank. This service does not require the use of the internet, a data bank, or a smartphone. If you choose, you can also obtain a mini-statement containing the latest six transactions.

Methods to Check Balance of IOB

Aside from the IOB Balance Check Number, there are a number of other handy alternatives to inquiring about your IOB balance. They are as follows:

  1. Through Indian Overseas Bank Balance Check Missed Call Number
  2. Through Mobile Banking
  3. Through Internet Banking
  4. Through USSD Code
  5. Through SMS Banking
  6. Through IOB ATM 
  7. Through IOB Passbook

1) Indian Overseas Bank Balance Enquiry Number

Indian Overseas Bank offers a free service that allows clients to make a missed call to 9210622122 from their registered mobile number.

Following a missed call, you'll receive an SMS with your bank account information. You must register your account with your cellphone number in order to use the service. 

After completing the registration process, you can use your cellphone number to check the balance of your Indian Overseas Bank account.

2) Mobile Banking IOB Balance Inquiry

IOB has a number of mobile apps that can be used for a variety of banking tasks, including checking your balance. You should sign up for mobile banking and then download the applications from the Google Play Store or Apple Store to your smartphone.

Balance inquiry, cash transfer via NEFT/IMPS, cheque stop payment instructions, examining deposit/loan accounts, utility bill payment, and checking a cheque status are some of the services available through these apps. 

The following sections describe the capabilities and services offered by IOB's various mobile applications.

  • mPassbook: Users of the mPassbook app can access their IOB account book and gain insight into their account's transactions. You can view the transaction history by entering the transaction amount, transaction date, and account type. Individual needs can also be met by keeping a personal ledger. The best part about this program is that you can access the statistics even when you're not connected to the internet.
  • IOB Mobile: You can check your IOB balance, read your mini statement, inquire about the status of a cheque, and transfer funds via NEFT/RTGS/IMPS/MMID using the IOB mobile app. There is a characteristic that lets you alter your MMID and manage your beneficiaries. There is also a section for recharging mobile phones and DTH, as well as paying all utility bills, like -electricity, water, and broadband.
  • IOB Nanban: This app can be used on a smartphone for non-financial transactions. It can be used to check the balance of a savings bank account, a current account, a loan account, or a deposit account through IOB. This app allows you to check the status of your check and download E-statements.

3) IOB Internet Banking Services Balance Inquiry

To use this service for various banking operations such as cash transfers and balance inquiries - payment of utility bills, mobile phone recharges, direct taxes, and so on - you must first register for an Internet banking account.

Customers with a savings bank account, a current account, a deposit account, or a loan account can use the service. This service is available to individuals, proprietorship firms, partnership firms, LLPs, trusts, societies, and HUFs. 

When you register, you will be given a User ID and a password. Any transaction can be completed by following the steps outlined below:

  1. Use the login credentials to access your net banking account on the bank's official website.
  2. From the dashboard, select the appropriate service. For the account balance, select 'Balance Enquiry.'
  3. You may instantly see your account's current available balance. Mini-statements and historical transactions for a certain period can also be viewed.

4) USSD Code

Customers who are unfamiliar with technology or who do not have access to the internet or a data bank can use the USSD Code to check their IOB balance.

Even if you don't have a smartphone, you can use this service. To retrieve your account information, you'll need to know the bank's USSD code and follow the instructions outlined below:

  1. For this, use a registered mobile number.
  2. From the phone's dialer pad, dial *99*52#.
  3. Choose a language in which you are most at ease.
  4. Enter the IFSC Code (International Financial Services Code) or the two-digit bank code.
  5. Select send from the drop-down menu.

5) Indian Overseas Bank Balance Check Toll Free Number for SMS

Customers of Indian Overseas Bank can check their account balance by sending an SMS to 8424022122 from their registered mobile phones. 

  1. Send the SMS to 8424022122; it is the IOB balance check number. 
  2. It needs to be sent with the format "BAL Last four digits of Account Number>."
  3. The account balance is sent to you through SMS by the bank.

6) IOB ATM Balance Check

IOB cardholders can check their balance at any IOB ATM. It's a really straightforward procedure; all customers have to do is swipe their ATM card into the machine, log in with their ATM PIN, and select the "Balance Enquiry" option.

They can also use the Mini Statement option to check their latest ten account transactions. The ATM will produce a receipt with the data of the previous ten account transactions on it. They could also check their account balance at a non-IOB ATM.

7) IOB Passbook Balance Check

Customers who prefer to do their banking in person or who are not registered for net banking can check their IOB balance by looking through their account passbook. As they carry their passbooks with them at home, it is one of the simplest ways to check their account balance.

Customers must, however, ensure that their passbooks are updated regularly so that they always reflect the current balance and provide a complete record of all transactions made by the account holder.

This is not a viable solution for persons who do not update their passbooks regularly or who are travelling and unable to check their passbooks.

 

IOB Balance Check Number - FAQs

Do I have to register my mobile number with the account of Indian Overseas Bank?

Yes, you will have to register the phone number with the IOB, and you can get various services associated with it.

How can I register for IOB banking and mobile banking services?

If you did not apply for net banking and mobile banking when you applied for the bank account, then you can visit the closest IOB branch and update your information.

Where can I find my IOB mini statement?

You can check your mini statement with a missed call to - 04442220004, and there are other options mentioned in this post.

Can I check the IOB account balance even when it is not an IOB ATM?

Yes, you can.

Can I use the UPI application to find the bank account balance?

Yes, you can. You will find it in the bank account summary section, where you can find the bank balance information.

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