Indian Overseas Bank gives its customers a variety of physical and online banking transaction options, such as - balance inquiry, money transfer, and bill payment. Customers can use the bank's net banking website or mobile applications for offline IOB banking services, and they can utilize the bank's net banking website or mobile apps for online services.
A balance inquiry is one of the most common services that account holders perform for a variety of reasons. For the following reasons, they can use the Indian Overseas Bank balance check service:
You can acquire immediate information about your account's current balance by using IOB's free missed call service.'
You would be able to use the service simply by registering your mobile number with the bank. This service does not require the use of the internet, a data bank, or a smartphone. If you choose, you can also obtain a mini-statement containing the latest six transactions.
Aside from the IOB Balance Check Number, there are a number of other handy alternatives to inquiring about your IOB balance. They are as follows:
Indian Overseas Bank offers a free service that allows clients to make a missed call to 9210622122 from their registered mobile number.
Following a missed call, you'll receive an SMS with your bank account information. You must register your account with your cellphone number in order to use the service.
After completing the registration process, you can use your cellphone number to check the balance of your Indian Overseas Bank account.
IOB has a number of mobile apps that can be used for a variety of banking tasks, including checking your balance. You should sign up for mobile banking and then download the applications from the Google Play Store or Apple Store to your smartphone.
Balance inquiry, cash transfer via NEFT/IMPS, cheque stop payment instructions, examining deposit/loan accounts, utility bill payment, and checking a cheque status are some of the services available through these apps.
The following sections describe the capabilities and services offered by IOB's various mobile applications.
To use this service for various banking operations such as cash transfers and balance inquiries - payment of utility bills, mobile phone recharges, direct taxes, and so on - you must first register for an Internet banking account.
Customers with a savings bank account, a current account, a deposit account, or a loan account can use the service. This service is available to individuals, proprietorship firms, partnership firms, LLPs, trusts, societies, and HUFs.
When you register, you will be given a User ID and a password. Any transaction can be completed by following the steps outlined below:
Customers who are unfamiliar with technology or who do not have access to the internet or a data bank can use the USSD Code to check their IOB balance.
Even if you don't have a smartphone, you can use this service. To retrieve your account information, you'll need to know the bank's USSD code and follow the instructions outlined below:
Customers of Indian Overseas Bank can check their account balance by sending an SMS to 8424022122 from their registered mobile phones.
IOB cardholders can check their balance at any IOB ATM. It's a really straightforward procedure; all customers have to do is swipe their ATM card into the machine, log in with their ATM PIN, and select the "Balance Enquiry" option.
They can also use the Mini Statement option to check their latest ten account transactions. The ATM will produce a receipt with the data of the previous ten account transactions on it. They could also check their account balance at a non-IOB ATM.
Customers who prefer to do their banking in person or who are not registered for net banking can check their IOB balance by looking through their account passbook. As they carry their passbooks with them at home, it is one of the simplest ways to check their account balance.
Customers must, however, ensure that their passbooks are updated regularly so that they always reflect the current balance and provide a complete record of all transactions made by the account holder.
This is not a viable solution for persons who do not update their passbooks regularly or who are travelling and unable to check their passbooks.
Yes, you will have to register the phone number with the IOB, and you can get various services associated with it.
If you did not apply for net banking and mobile banking when you applied for the bank account, then you can visit the closest IOB branch and update your information.
You can check your mini statement with a missed call to - 04442220004, and there are other options mentioned in this post.
Yes, you can.
Yes, you can. You will find it in the bank account summary section, where you can find the bank balance information.