In specific regions, DCB Bank provides products to individuals, small and medium businesses, rural banking, and corporates. A personal loan with low-interest rates and a flexible repayment period is one of the items available to you.
Loan Amount |
Rs. 5 lakhs |
Rate of Interest |
13% p.a. - 25% p.a. |
Fees |
2% |
Term |
5 Years |
The interest rate varies for each applicant and is determined by the applicant's credit profile. DCB Bank provides competitive personal loan interest rates that vary depending on the applicant's profile and desired loan parameters.
The following are important elements that may influence the interest rate on a personal loan-
Interest Rate |
13% p.a. - 25% p.a. |
Salaried employees, salaried doctors, employees of public and private limited enterprises, government sector personnel including PSUs, and federal and local authorities are all eligible for a personal loan from DCB Bank.
Age requirement: You must be at least 21 years old. The maximum loan maturity age should be 60-65 years. The maximum age varies by lender.
General documentation is required: To obtain the loan, you must have a proper collection of documentation that includes, among other things, ID evidence, income proof, and residence proof.
Salary requirement: A minimum net monthly income of Rs. 15,000 is required. Self-employed workers and business owners should be able to show a steady income and profit.
Make sure you have all of the necessary documentation ready before applying for a personal loan. Here's everything you need to know about DCB bank's personal loan documentation requirements-
Banks/NBFCs |
Interest Rates (p.a.) |
Axis Bank |
10.25% onwards |
HDFC Bank |
11.00% p.a. onwards |
ICICI Bank |
10.75% onwards |
Bajaj Finserv |
13.00% onwards |
Kotak Mahindra Bank |
10.99% onwards |