Indian Bank Account Number

As the Indian banking industry has transformed due to digital transformation, practically every public and private sector bank is now working on core banking platforms to improve services and results. 

All Indian bank branches offer essential banking services (anytime, anywhere banking). Account number forms have evolved between banks due to technological advancements in the banking sector. However, there is no consistency in the account number format used by many Indian banks. The length of an Indian Bank account number can range from 9 to 18 digits, depending on the basic banking product utilized by the branch.

BaNCS and Finacle are the two most popular core banking products in India. TCS's BaNCS produces random account numbers with no branch or product information contained. Finacle generates account numbers in serial format, which include information such as branch code, scheme code, Indian Bank account number digits, serial number, and so on.

When you start an account with Indian Bank, you will be given a 9-digit account number. Account numbers are assigned at random since Indian Bank employs BaNCS core banking. Account numbers can be up to 17 digits long and prefixed with zeros.

In its 11 digits, the IFSC code signifies bank and branch information. Indian Bank account number example, if the IFSC code is IDIB000K023

• The first four numbers or the Indian Bank account number starting digits - 'IDIB' - are the Indian bank's identity.
• '0' is the fifth digit.
• The last six numbers - '00K023' - are utilized as a branch identifier, which in this case is the K R Puram Indian bank branch.
• Similarly, the MICR code, which is a 9-digit numerical code used for money transfers, uniquely indicates the city, bank, and branch information.
• Finally, with a history dating back more than a century, Indian Bank continues to deliver specialized banking services through its 100% core banking solutions and massive financial inclusion initiatives for rural development.

It is critical to examine and count the Indian Bank account numbers. While the majority of the numbers are nine digits, they can be expanded to 17 digits. Mention the number of digits in your account number to bank staff while filling out a forum. They can then make sure it doesn't become a problem for you.

Here is a step-by-step process for obtaining an Indian Bank account number.

Step 1: Obtain your KYC documents.

Step 2: Have your most recent images and the account opening paperwork completed.

Step 3: Gather Proof of Address (Utility bills, Ration card, Bank account statement, etc.)

Step 4: Identity Proof (Aadhaar Card, Passport, PAN Card, Voter's Identity Card, etc.)

Step 5: Submit all documentation and other information to the local Indian bank.

Step 6: Wait for the account to be authenticated.

Step 7: Get your Indian Bank kit (cheque, passbook, net banking details, etc.)

You now have your own account number with an Indian bank.

Indian Bank account numbers are generated at random; there is no specific digit or number from which an Indian Bank account number begins.

The new account numbering system implemented by Indian Bank has greatly improved the overall efficiency of the banking system. The system is substantially more private because of the randomly generated numbers. There is also less room for human error or miscommunication.