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Kotak Mahindra BankFixed Deposit

2.50% - 5.25%
Interest rates
3 months - 10 years
Time Period
5000 - no limit
Min. - Max amount
QUARTERLY
Compounding

About Kotak Mahindra Bank

Kotak Mahindra Bank, with its headquarters in Mumbai, is an eminent financial service provider and one of the most preferred destinations for fixed depositors in India.

Fixed deposits have been an attractive mode of investment for Indians for a very long time because of the security of the principal amount and the steady plus guaranteed growth of the money invested besides the assured rate of interest. Moreover, it also gives investors a regular source of income through the interest earned, which they can either claim or reinvest. 

Kotak Mahindra Bank FD rates are one of the most lucrative ones in the current Indian economy. That’s part of the reason why Kotak Bank fixed deposit makes for an excellent avenue to mobilise funds for individuals with a low-risk tolerance.

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Started On2002
Head QuartersMumbai
CRISIL RatingF AAA
CEOUday Kotak
Listed on exchange asKotak Mahindra Bank Ltd.
ICRA RatingNA

Latest Kotak Mahindra Bank Interest Rates

TenureRegular customersSenior citizens
7 - 14 Days
2.50%
3.00%
15 - 30 Days
2.50%
3.00%
31 - 45 Days
2.75%
3.25%
46 - 90 Days
2.75%
3.25%
91 - 120 Days
3.00%
3.00%
121 - 179 days
3.25%
3.75%
180 Days
4.25%
4.75%
181 Days to 269 Days
4.25%
4.75%
270 Days
4.40%
4.90%
271 Days to 363 Days
4.40%
4.90%
364 Days
4.40%
4.90%
365 Days to 389 Days
4.50%
5.00%
390 Days (12 months 25 days)
4.75%
5.25%
391 Days - Less than 23 Months
4.75%
5.25%
23 Months
4.90%
5.40%
23 months 1 Day- less than 2 years
4.90%
5.40%
2 years- less than 3 years
5.00%
5.50%
3 years and above but less than 4 years
5.10%
5.60%
4 years and above but less than 5 years
5.20%
5.70%
5 years and above up to and inclusive of 10 years
5.25%
5.75%

Features & Benefits of Kotak Mahindra Bank

  • Kotak Bank FD provides attractive interest rates ranging from 2.50% to 5.25% for general citizens and 3.00% to 5.7% for senior citizens
  • Tenure ranges from 7 days to 10 years
  • Flexible tenure options are available suiting your needs
  • You can have the option to avail of an overdraft/loan facility Against Fixed Deposit depending on the tenure of your fixed deposit
  • Best liquidity option if you want to opt for premature withdrawal of the fixed deposit with an applicable penalty and subject to applicable terms and conditions
  • Various payout options to choose from - Cumulative, Quarterly Payout, Monthly Payout  and Short Term FD
  • No cap on the maximum deposit amount
  • Minimum deposit amount starts from Rs. 5000

Types of Kotak Mahindra Bank Schemes

Standard/Regular fixed deposit
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Special Fixed Deposit
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Tax saving Fixed Deposit
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Floating Fixed Deposit
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Term-wise interest rates

Short-Term Deposits
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Medium-Term Deposits
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Long-Term Deposits
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Comparison of FD Rates

NameTenureInterest rate
AXIS Bank
3 months - 10 years
2.50% - 5.75%
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SBI Bank
3 Months - 10 Years
2.90% - 5.40%
More Details
Equitas Bank
3 months - 10 years
3.50% - 6.50%
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Bajaj Finance
1 year - 5 years
5.65% - 6.50%
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HDFC Bank
3 months - 10 years
2.50% - 5.50%
More Details
ICICI Bank
3 months - 10 years
2.50% - 5.50%
More Details
Canara Bank
3 months - 10 years
2.95% - 5.50%
More Details
Bank of Baroda
3 months to 10 years
2.80% - 5.25%
More Details
Punjab National Bank
3 months - 10 years
3.00% - 5.25%
More Details
IDBI Bank
3 months - 20 years
2.70% - 4.80%
More Details
Indian Bank
3 months - 10 years
2.90% - 5.25%
More Details
UCO Bank
3 months - 10 years
2.75% - 5.00%
More Details
Yes Bank
3 months - 10 years
3.25% - 6.50%
More Details
Bank of India
3 months - 10 years
2.85% - 5.15%
More Details
Post Office
1 year - 5 years
5.50% - 6.70%
More Details
Union Bank of India
3 months - 10 years
3.00% - 5.60%
More Details
RBL Bank
3 months -20 years
3.25% - 6.00%
More Details
Indian Overseas Bank
3 months - 10 years
3.40% - 5.20%
More Details
IDFC First Bank
3 months - 10 years
2.75% - 4.20%
More Details
LIC
1 Year - 5 Years
5.25% -6.00%
More Details
Saraswat Bank
3 Months - 10 Years
3.10% - 6.35%
More Details
City Union Bank
3 Months - 10 Years
3.00% - 5.25%
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Co-operative Banks
1 Year -5 Years
6.00% - 6.35%
More Details
Bandhan Bank
3 months - 10 years
3.00% - 5.00%
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DBS Bank
3 months - 10 years
2.50% - 5.50%
More Details
Citibank
3 months - 5 years
1.85% - 3.5%
More Details
ICICI Home Finance
1 year - 10 years
5.70% - 6.65%
More Details
Federal Bank
3 months - 10 years
2.5% - 5.6%
More Details
AU Small Finance Bank
3 months - 10 years
3.5% - 6.25%
More Details
Fincare Small Finance Bank
3 months - 7 years
3.00% - 5.50%
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Jana Small Finance Bank
3 months - 10 years
2.5% - 6%
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Ujjivan Small Finance Bank
3 months - 10 years
3.05% - 5.80%
More Details
Utkarsh Small Finance Bank
3 months - 10 years
3.00% - 6.75%
More Details
Karnataka Bank
3 months - 10 years
3.40% - 5.60%
More Details
Karur Vysya Bank
3 months - 10 years
3.25% - 3.50%
More Details
Jammu and Kashmir Bank
3 months - 10 years
2.90% - 4.00%
More Details
South Indian Bank
3 months - 10 years
3.50% - 5.50%
More Details
Punjab and Sind Bank
3 months - 10 years
3.00% - 5.30%
More Details
Standard Chartered Bank
7 days - 5 years
1.75% - 5.35%
More Details
HSBC Bank
7 days - 5 years
2.25% - 4.00%
More Details
Shriram Transport Finance
1 year - 5 years
7.01% - 7.95%
More Details
Tamilnad Mercantile Bank
3 months - 10 years
3.50% - 5.50%
More Details
IndusInd Bank
3 months - 10 years
2.50% - 5.50%
More Details
Bank of Maharashtra
3 months to 10 years
2.75% -4.90%
More Details
Central Bank of India
3 months - 10 years
2.75% - 5.00%
More Details
DHFL
1 year - 10 years
8.25% - 8.95%
More Details
DCB Bank
3 months - 10 years
4.35% - 5.95%
More Details

FAQs

Can I open an FD account in Kotak Mahindra in a joint account with a non-senior citizen?

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What are the factors influencing Kotak Mahindra Bank FD rates?

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How to Calculate Kotak Fixed Deposit Interest?

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How is TDS calculated on Kotak Mahindra Bank FD Interest?

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Calculate Kotak Mahindra Bank FD Interest
Investment Amount
₹25,000
Time Period
9 Months
1 Year
2 Years
3 Years
Maturity Amount
Kotak Mahindra Bank
0
@4.5% p.a
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