NJ SIP Calculator

SIP
Lumpsum
Monthly investment
Expected return rate (p.a)
%
Time period
Yr
Invested amount
Est. returns
Total value
Invested amount
Est. returns

NJ SIP Calculator - Calculate NJ India Mutual Fund SIP Returns

The NJ SIP Calculator calculates the return on investments from the SIPs made in NJ India Mutual Fund Schemes. All the user needs to do is to provide some basic details of his/her investment plan and kickstart the calculation process. Within moments the results are displayed on the device screen. 

This calculator is an online tool; it does not require manual calculations and almost instantly provides the potential investor with the expected returns from the investment. 

How the NJ Wealth SIP Calculator Can Help You

The NJ Wealth SIP Calculator is a useful tool for investors. It displays the estimated outcome of the investment, the period in which a particular goal could be attained, and the amount needed to be invested through a SIP to attain that goal. 

Also, the calculator works free of cost and just with a few clicks. However, it is important to remember that this online tool does not consider market conditions and movements while calculating the final investment value. 

Formula to Determine SIP Returns

The formula that is used to calculate the SIP returns is:

A = P × (1+r/100)^n

P = The principal amount invested through SIP

r = The assumed annual rate of return

n = The number of SIP instalments

Consider the following example to estimate the outcome of the investment in the NJ India Fund.

P = Rs. 6000

r = 7%

n = 7 Years

A = Rs. 6000 × (1+7/100)^7

Total Value = Rs. 4,32,064. 

How to Use the SIP Calculator of NJ Wealth Fund?

You can easily use this calculator by following these steps:

Step 1: Navigate to the online tool.

Step 2: Enter the monthly SIP amount you wish to invest.

Step 3: Enter the SIP period for your investment. 

Step 4: Enter the expected return rate. 

Step 5: You can see the investment's Total Value displayed on your screen instantly. 

Advantages of Using the NJ India SIP Calculator

The major advantages of using this calculator are:

  1. Helps Design SIP Investment Based on Goals: Investors can enforce goal-based SIP investments through the use of the calculator since the calculator shows the Future Value of the investment based on the amount of SIP paid. 
  2. It is Free of Cost: The calculator is free to use by anyone online. Investors can use it to their benefit without having to pay. 
  3. Eliminates Manual Calculation Errors: Typically, manual calculations would involve errors. The calculator eliminates the possibility of calculation errors. 
  4. Helps Encourage Investment: This calculator encourages investors to invest in the NJ Mutual Fund through the SIP route by showing the Future Value of investment. 
  5. It is Instantaneous: The calculator is not time-consuming like manual calculations and works almost instantly. 
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