The Pradhan Mantri Matru Vandana Yojana is a government-initiated scheme aimed at providing partial compensation for wage loss in terms of cash incentives so that the women can take proper rest before and after the delivery of their first child. The cash incentive helps in uplifting the health conditions of pregnant and lactating women.
The importance of proper nutrition cannot be stressed enough to maintain and promote health among individuals. Especially for pregnant and feeding mothers, proper nutrition is essential so that the mother, as well as the child, can have a healthy life. That is why, to ensure that mothers get proper nutrition, the Pradhan Mantri Matru Vandana Yojana (PMMVY) was launched by the Government of India. Let’s understand what the scheme is all about and how to apply for the scheme/
The PMMVY scheme is a Maternity Benefit Scheme launched by the Government on 1st January 2017 under the provisions of the National Food Security Act, 2013. Under this scheme, a cash benefit of Rs.5000 would be paid in instalments to pregnant and lactating women subject to certain terms and conditions.
The beneficiaries of Pradhan Mantri Matru Vandana Yojana would be pregnant and lactating mothers who become pregnant after 1st January 2017 and the pregnancy is the first child of the family. Pregnant and lactating women who are employed with the Central Government, State Government, Public Sector Undertakings or who are already receiving similar benefits under any other law would not be allowed to avail the cash benefit.
When applying for the PMMVY scheme, the date of pregnancy and its stage would be determined by the woman’s LMP date as stated in the MCP card.
The cash incentive under the PM Matru Vandana Yojana scheme is offered in three instalments. Here’s how –
Moreover, eligible women would also be given a cash incentive of Rs.1000 under the Janani Suraksha Yojana in case of institutional delivery and this benefit would be counted as a maternity benefit making the aggregate benefit amount to Rs.6000.
The benefit under the Pradhan Mantri Matru Vandana Yojana is payable only once. If, after receiving any instalment, the woman miscarries, future instalments would not be paid. In such a case, the future instalments would be paid in subsequent pregnancies. If two instalments have been availed and the child is stillborn or dies shortly after birth, the third instalment would not be paid. It would be paid on subsequent pregnancy after the child is born and the conditions of the instalment payment have been fulfilled.
If all the instalments have been received and then the child dies, in case of subsequent pregnancy, no benefit under the Pradhan Mantri Matru Vandana Yojana would be payable.
To register for the PM Matru Vandana Yojana scheme, the following steps should be taken –
Here are the steps of making the instalment claims under PMMVY are as follows –
Form 1A, copy of the MCP card, identity proofs of the woman and her husband and the bank or post office account details of the beneficiary should be submitted. The instalment would, then, be credited to the woman’s account directly after verification of the documents submitted
For the second instalment, the beneficiary should fill up and submit Form 1B after completing six months of pregnancy. Along with the form, the MCP Card’s copy and the proof of having undergone at least one Ante-Natal Check-up (ANC) should be submitted. Once the documents are verified, the second instalment would also be credited to the woman’s account.
To claim the third instalment the woman should fill up and submit Form 1C along with the birth certificate of the child and the copy of MCP card which shows that the child has received its first round of immunization.
To claim the instalments, linking the beneficiary’s bank or post-office account with Aadhaar card is important for doing DBT of the cash benefit. If the account is not linked, the beneficiary can fill up and submit Form 2B for linking her bank account with Aadhaar or Form 2C for linking her post office savings account with Aadhaar before the cash benefits are due.
Cash incentive of Rs 5000 in three instalments, namely, Rs 1000/ – on early registration of pregnancy at an Anganwadi Centre (AWC) / approved Health facility as identified by the respective administering State / UT, Rs 2000/ – after six months of pregnancy on receiving at least one ante-natal check-up (ANC), and Rs 2000/ – after childbirth is registered and the child has received the first cycle of BCG, OPV.
The qualified recipients would receive the Janani Suraksha Yojana (JSY) incentive for institutional delivery, and the JSY incentive would be credited to maternity benefits, such that a woman would receive Rs 6000/ – on average.