Groww Referral Terms & Conditions

General Terms and Conditions

  • The Groww referral program is open to all users for sharing invites, but referral rewards will be given only to selected users, as determined by Groww’s internal eligibility criteria.

  • The referral feature is available on Android and iOS devices.

  • A successful referral is when someone signs up using your referral link and successfully completes onboarding by opening a Demat account on Groww.

  • Groww reserves the right to:

    • Modify, pause, or terminate the referral program at any time.

    • Determine reward eligibility and conduct fraud/risk checks.

    • Resolve disputes at its sole discretion, as per these terms.

About the Groww Referral Program

1. What is the Groww referral program?
The referral program allows you to invite others to Groww using your personal referral link. While any user can refer, only selected users are eligible to receive referral rewards.

2. How can I participate in the referral program?
Visit the Refer & Invite section in the Groww app and share your referral link. If you're eligible for referral rewards, the screen will show the amount you’ll earn per successful referral.

3. How do I know if I’m part of the selected user group?

If the referral screen shows a reward amount, you are part of the eligible group.
If no reward amount is mentioned, you're not currently eligible for referral rewards, though you can still share your link.

4. Is there a limit to how many people I can refer?
You can refer as many people as you like. To see how many rewards you’ll earn, please check the “How do referrals work?” section on the referral screen.

5. Can I refer someone who already has a Groww account?
No. The referral reward is only applicable if the referred user is new to Groww and completes Demat onboarding using your referral link.

6. When will I receive my referral reward?
Once the referred user completes onboarding, you’ll receive a notification.
Your reward (based on your eligibility) will be credited to your Groww Balance within 3 business days.