India Shelter Finance IPO

India Shelter Finance is a retail-focused company focusing on giving affordable housing loans. The company targets self-employed individuals, particularly first-time home loan applicants in low and middle-income groups in Tier II and Tier III cities in India. India Shelter Finance's strategy involves leveraging technology and analytics throughout the customer life cycle. India Shelter Finance follows an end-to-end in-house approach for key lending operations, including customer acquisition, underwriting, collateral valuation, legal assessment, and collections. This approach ensures direct control over processes, minimizing turnaround times, increasing customer retention, and mitigating the risk of fraudulent activities.;