Capital Small Finance Bank IPO

Capital Small Finance Bank is a small finance bank offering a comprehensive suite of banking products. It was established in 1999 and has been operational as India's first small finance bank since 2016 after it got RBI approval. It focuses on serving the middle-income segment, particularly in rural and semi-urban areas. The bank's product range includes agricultural loans, MSME and trading loans, and mortgages such as housing loans and loans against property. The bank operates across Punjab, Haryana, Delhi, Rajasthan, Himachal Pradesh, and the Union Territory of Chandigarh, Capital Small Finance Bank and has a significant presence with 173 branches and 175 ATMs. The bank's approach is to provide accessible credit to its targeted customer base, primarily consisting of individuals with an average annual income of Rs. 0.04 crores to Rs. 0.5 crores. Capital Small Finance Bank focuses on secured lending, maintaining robust asset quality and expanding its reach through both physical branches and digital channels.;