Kotak White Credit Card

The main fees and charges associated with the card are:

The prime benefits of using the White card are as follows:

1. White Pass

Through the white pass program, you can get specially designed benefits as follows:

a) White Pass on Reaching Milestone

On meeting the below-mentioned milestones, you will earn Whitepass value in a year:

b) The premium brand's white pass value can be redeemed on-

- Fashion and Apparel

1. Giorgio Armani
2. Emporio Armani
3. Hugo Boss
4. Paul Smith
5. Diesel
6. Armani Exchange
7. G-Star RAW
8. Scotch & Soda
9. Superdry
10. Gas
11. Canali
12. Brooks Brothers
13. Paul & Shark

- Health and Beauty

1. NuAyurveda Clinic
2. Bodyshop
3. Lakme
4. VLCC
5. Body Craft
6. Himalaya

- Kids and Toys

1. Hamleys
2. Mothercare

- Accessories and Footwear

1. Jimmy Choo
2. Salvatore Ferragamo
3. Bally
4. Dune
5. Kate Spade
6. Michael Kors
7. Coach
8. Steve Madden
9. Bottega Veneta
10. Titan Eye+
11. Tanishq

-Home and Home Decor

• Villeroy and Boch
• Nature's Basket

2. Airport Lounge Access

The lounge program through this card gives you the below-mentioned perks:

• International lounge access is powered by a priority pass with 99 USD and four free visits every year
• You get domestic lounge access. 2 complimentary visits once every three months

3. Balance Transfers

You get a 3-month interest-free period on transferring all other outstanding credit amounts to this card, with a processing fee of Rs. 349 plus service tax. 

4. EMI Options

You are allowed to convert the transactions above Rs. 2,500 into EMIs.

5. Surcharge Waivers

• There is a 1% surcharge waiver on fuel in all petrol stations in the country.
• There is a 1.8% surcharge waiver on booking train tickets online through the official portal.
• There is a 2.5% surcharge waiver on booking train tickets at the counter.

6. Priority Program

You can dial 1800 266 6666 or SMS KPRIVY to 5676788 for instant resolutions or payments. You will receive a call back within 30 minutes. 

7. Add-On Cards

You get complimentary add-on cards, where you get to set spending limits.

8. PayWave

The PayWave feature associated with this card allows you just to wave your card at merchant stores to make payments instead of entering the PIN.

To avail of this card, you will have to be in the below-mentioned eligibility criteria:

The essential documents needed to apply for this card are:

• Income Proof: Proof of Income, the latest one or two salary slips (not more than three months old), or Bank statement
• ID Proof: PAN Card, Passport, Aadhaar card, Voter's ID, or Driver's License
• Address Proof: Aadhaar card, Driver's License, Passport, Utility Bill, or Ration card

The process to apply for this card is listed in detail below:

Step 1: Visit the page of the application - https://www.kotak.com/en/personal-banking/cards/credit-cards/white-credit-card.html.

Step 2: Click on the 'White Card' Option and proceed.

Step 3: Enter your details and attach them with the required documents.

Step 4: Click on Submit application.

Once you have submitted the application, the Bank will acknowledge you with a text message with your application number (which you can use further to check your application status, too).

After thoroughly assessing your application form, you will be reverted with the status of your application. In the case of approval, your card will be delivered to the current address. But, in the case of rejection, you can re-apply for the card in a period of 6 months.