Kotak 811 Credit Card

The major benefits of the Card are as follows:

1. Rewards

• You can earn two reward points for every Rs. 100 spent online.
• You can earn one reward point on every Rs. 100 spent offline.

2. Surcharge Waiver

There is a 1% fuel surcharge waiver applicable on transactions ranging between Rs.500 and Rs.3,000. You could avail of a maximum fuel surcharge waiver of Rs.3,500 every calendar year. Also, it needs to be noted that fuel transactions will not be eligible to earn any type of reward points.

You can save through a railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways stations Booking Counters. The maximum railway surcharge waiver allowed is Rs.500/-.

3. Cashback

On the spend of Rs. 75,000/- in one year, you can get four free PVR tickets or a cashback of Rs. 750/-.

4. Add-On Card

You can avail of Add-on cards for your family members. The Add-on Card will have all the merits you enjoy on your primary Card. You can set the spending limit on the Add-on Card as you wish. You can also track spending individually for each of your Add-on Card(s).

5. Security and Safety

The Card has the below-mentioned security features:

• The Card has an embedded EMV Chip, which lends an additional level of security to the Card.
• There is a 6-digit PIN authentication for higher security of each transaction.

6. Annual Fee Waiver

The annual fee, which is Rs. 500, can be waived on the spending of Rs. 50,000 in the previous anniversary year.

7. Welcome Benefit

On the spend of Rs. 5,000 in 45 days of card issue, you will get 500 bonus reward points.

8. Milestone Program

In addition to the reward points that you will be earning on your transactions, you will also be eligible for bonus reward points as mentioned below on achievement of the spending criteria of INR 75,000. You can choose any one of the below options:

a) Cashback of Rs. 750.

b) 4 PVR Tickets

The fees and other charges of the Card are as follows:

You will have to meet the below-mentioned eligibility criteria to avail this credit card:

The mandatory documents required to apply for this Card are:

• KYC Documentation: PAN, Aadhaar, etc will be required to apply for the Card
• Income Proof: ITR Receipt, Pay slip, or Bank statement

Follow the steps listed below to apply for this Card:

Step 1: Visit https://www.kotak.com/en/personal-banking/cards/credit-cards/kotak-811-credit-card.html.

Step 2: Here, you will have to choose the option to Apply.

Step 3: Enter your phone number and other documents to verify your details.

Step 4: Click on Submit application.

The bank will revert to you with the status of your credit card.

Some other rewards-based credit cards in India are: