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Mutual Fund Returns Calculator

Mutual Fund Return Calculator – Calculate Mutual Funds Returns Online

Mutual funds are one of the most popular avenues of investment in the Indian context. As of June 2019, the average assets under management (AuM) of the entire MF industry stands at a staggering Rs. 24.25 trillion, an over four-fold increase from Rs. 5.83 trillion in 2009.

Though mutual fund investments are subject to market risks, the returns can be estimated reasonably accurately. You can use the free mutual fund return calculator from Groww to arrive at the amount of the expected returns. 

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How can a mutual fund return calculator online help you?

There are various types of mutual fund returns that an investor should be familiar with. They are absolute return, annualised return, total return, trailing return, point to point return, and rolling return.

It can be somewhat confusing for a prospective investor to keep so many factors in mind, which is where the mutual fund return calculator online can be immensely helpful.

  • It will provide you with the full estimate for 1 year, 3 year and 5 year investment periods.
  • It enables you to do future financial planning based on the estimated returns. 
  • You don’t need to be a subject expert to be able to use this calculator. It’s simple to use, and even someone who hasn’t used it before will not find it challenging to navigate.

How does a mutual fund total return calculator work?

A mutual fund calculator is a practical financial tool that enables an investor to calculate the returns yielded by investing in mutual funds. In broad terms, there are two ways in which one can invest in mutual funds – one time & monthly.

SIP or Systematic Investment Plan is an avenue of investing in mutual funds. In a SIP, an individual invests a small amount every month on designated schemes. One thing to remember is that the NAV of such funds changes every month and the same amount of money can purchase a variable number of units in different months.

Imagine that you invest via SIP of Rs. 1000 for 12 months.  At the time of availing the SIP, the NAV of your chosen stock is Rs. 10. So, you can purchase 100 units of the stock in the first month. In the second month, the NAV increases to Rs. 20. Your 1000 rupees can now buy just 50 units of the same stock. 

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An online SIP calculator predicts the returns on your SIP based on specific parameters. You simply need to input the SIP amount, the duration of investment and the expected rate of return, and the calculator will wield the results in seconds.

An investment is when an individual invests a substantial amount at one go in a particular scheme. One of the primary advantages of opting for one-time investment is that the change in NAV value does not affect the number of units you can purchase.

You need to input three essential data points; namely, your investment amount, estimated ROI and the duration of your investment.

Estimated returns on key schemes

There are mainly three types of stocks that you can invest in – equity, debt, and hybrid. Here are some of the most high-yielding stocks in India in each category and their estimated returns. 

Equity funds

Name of stockRisk1-Year Return3-Year Return
Aditya Birla Sunlife Frontline Equity FundModerate9.47%10.50%
HDFC Mid-cap Opportunities FundHigh12.60%16.99%
ICICI Pru Focused Bluechip Equity Fund Moderate13.18%11.03%

Debt funds

Name of stockRisk1-Year Return3-Year Return
Aditya Birla Sun Life Active Debt Multi-manager FoF SchemeLow8.30%6.92%
Axis Short Term –Direct PlanModerate10.06%8.25%
Canara Robeco Income- Reg High13.50%8.94%

Hybrid funds

Name of stockRisk1-Year Return3-Year Return
Indiabulls Savings Income Direct-GLow9.02%11.42%
Mirae Asset Hybrid Equity Direct- GHigh12.07%14..04%
ICICI Pru Equity & Debt Direct-GHigh10.43%12.20%

When you use a mutual fund returns calculator India, you will have to insert the variables as mentioned in these tables along with the duration of your investment.

How to use Groww’s calculator?

Online financial solution providers, Groww, offers mutual funds returns calculator in India, which is exceptionally easy to use.

Enter the amount you have invested, the expected rate of return and the number of years for which you have made the investment. The appreciated amount of your investment at  the end of the specified tenure will be reflected within seconds. 

Advantages of using Groww online mutual funds calculator

There are several advantages of using these calculators which make the life of investors easier. 

  • It provides you with a fairly accurate estimate of the returns on your mutual fund investments.
  • It saves you valuable time by eliminating the need to do the calculations manually.
  • Since it’s an online tool, you can access it anywhere, making it incredibly convenient to perform financial planning on the go.

Mutual funds, as an investment instrument, are growing at a steady pace in India. Although there is some inherent risk in these investments, the returns are proportionately higher.

“Looking to invest? Open an account with Groww and start investing in direct Mutual Funds for free”

Frequently Asked Questions (FAQ) 
  • Can there be negative returns on mutual funds?

Yes, with mutual funds, there is always a risk of negative returns. However, with some financial planning and expert assistance, such situations are quite easily avoidable. 

  • How many mutual fund schemes are there in India?

According to data released by SEBI, there were 1,013 mutual fund schemes in India as of FY18.


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