All You Need to Know About Hedge Funds
Hedge funds are investment instruments that use pooled funds and employ different strategies. These strategies are aimed at earning an active return (also known as alpha) for its investors. A hedge fund is typically managed aggressively and uses derivatives and leverage in both, domestic and international market. The primary goal of such funds is to […]
Direct Stock or Mutual Funds – Which One Should you Choose Based on Your Investment Style?
One good transformation noticeable in India today is that savings of households is not entirely going to fixed income instruments such as PPF, Post Office Savings Scheme, fixed deposits etc. This one way is fruitful, but on the other hand, we, as investors face this dilemma quite often whether to invest our hard earned money […]
Tax Loss Harvesting – Everything You Should Know
Investing in equity or equity-based funds result in capital gain. This capital gain is taxable depending on the investment horizon. For example, any capital gain made within the one-year period is taxed as per short-term capital gain (STCG) tax rate, whereas the gains made by holding the investment for over one year is taxed at […]
Should you turn to the ETF option for safety amidst market volatility?
To say exchange-traded funds (ETF’s) are enjoying a high right now is an understatement, ETFs have become the darlings of the investing world. In the first two months of 2018, new funds launched at a pace faster than one per day. And a recent survey conducted by BlackRock found that 62% of investors planned to […]
5 red flags for a new mutual fund investor
The best thing about Mutual Funds – it’s like your favourite ice cream parlour. There is a flavour for everyone! Sounds interesting? Let me elaborate. High risk, low risk, open-ended, closed-ended, long term, short term etc. MFs are more risk-averse and diversified than any other form of investment. They ensure the investor safer and better […]
Why do some investors prefer hybrid funds over equity?
Some investors invest money based on the market sentiment. For example, they look out for periods when equity is doing well or when debt has a bright prospect. As a result, they lose out on capital appreciation. To make money, you need to invest at a low price and sell at a high price. You […]
Large-cap, mid-cap, small-cap – do you know the difference?
In this article, we will help investors understand what market capitalization is, the bifurcation of stocks based on market capitalization and key differences between them. What is market capitalization? Market Capitalization of a company is defined as the market value of all outstanding shares of that particular company. This value is obtained by multiplying the […]
SIP, STP and SWP – What’s the difference?
In a dynamic world such as ours, it is good to be systematic. Well, in this article our discussion shall revolve around the theme systematic in the world of mutual funds. By now, you must have heard of the terms – SIP, STP and SWP. In this blog, we seek to discuss each of these […]
Mutual Funds: Things you should know as a beginner
Investing your idle money is very important. One of the most compelling reasons for you to invest is the prospect of having financially stable life. The bottom line is, there are only two ways to make money: by working and/or by having your assets work for you. Mutual funds have become an incredibly popular option for […]
Why Are YOU Afraid of Investing in Mutual Funds?
I am an avid investor. A few months back, I wasn’t. In fact, I was as sceptical as you were (its true). “Will I lose my money? What if the expense ratio increases? Are equity funds too volatile?” these were the questions that haunted me constantly. Obviously something changed and I started investing in mutual […]
6 best direct mutual fund platforms in India
If you are an active investor, you would be aware that the mutual fund industry has been growing exponentially. A mutual fund is an investment option which collects money from many investors for the purpose of investing in stocks, bonds and other money market instruments. Mutual funds are operated by professional fund managers, who attempt […]
What Are The Key Measures of Market Volatility?
The equity market is driven by multiple factors such as technical, behavioral and fundamental. While fundamental investors are rewarded over the long-term, the traders, speculators, and other market participants impact the market over a short term. In addition, the market volatility is also caused because of macroeconomic development, geopolitical tension, and many other factors. How […]
10 Secrets Only Successful Mutual Fund Investors Know
There are many myths and false beliefs about mutual funds circulating in the markets. The most successful investors are the ones that ignore the myths and pay attention only to what actually needs their attention. Successful mutual fund investors know key details that many do not. These secrets are what gives them an edge in […]
What Is the Difference Between SIP and Mutual Fund?
Many people ask what is the minimum amount to invest in mutual funds? There is no other way you can invest with reasonable diversification with an amount as low as ₹500 and even ₹100. And this can be done by investing in mutual funds via SIP ( Systematic Investment Plans). Let us understand the two terms […]
What are Indexes in the India Stock Markets?
People often speaks about that the market fell one day, or that the market jumped other day. However, if you read the stock table, you will realize that not all stocks rose or fell. There were some which moved in the opposite direction. This market means an Index. What is an Index ? A stock index or stock […]
Aditya Birla Capital Mutual Fund: Consistent Performer
Aditya Birla Sun Life Asset Management Company Ltd. was formerly known as Birla Sun Life Asset Management Company Limited, is an investment managing company registered with the Securities and Exchange Board of India abbreviated as SEBI. It is a joint venture between the Aditya Birla Group of India and the Sun Life Financial Inc. of Canada. […]
Should I Invest Lump-Sum Right Now?
The Sensex has corrected more than a 1000 points since the Budget of 2018 re-introduced Long-term Capital Gains tax. To add to that, the global markets corrected sharply around the same time too.Should you invest lump-sum right now? Read more: Budget 2018-19: Why the Past Week Should not Cause Panic. The LTCG tax was imposed on […]
10 Best Tax Saving (ELSS) Mutual Funds for 2018
As the year-end is approaching, every investor is planning to achieve new investment objectives. Smart investors choose their investment funds wisely. If you are planning to save income tax under Section 80C of the Income Tax Act, ELSS (Equity Linked Savings Scheme) funds are the right choice for you. This article explains some of the […]
How To Link Aadhaar With Your Mutual Funds? (All funds from Camsonline, Karvy, Sundaram and Franklin)
It is mandatory to have an Aadhar card for investing in mutual funds. In an effort to track down black money, Indian Government has made it mandatory for all investors to link their unique Aadhar no with all financial transactions including mutual fund investments. Amendments have been made in Prevention of Money Laundering Act (PMLA) […]
Is It Safe to Invest Through Mutual Fund Apps?
Traditionally, people used to invest in mutual funds via distributors. Now, there are many online options. Traditional Approach The traditional approach has been of investing via distributors. Distributors are scattered all over the country. To invest, you will have to visit these distributors physically. Upon selection of a mutual fund type, you will be required […]