Banking

5 Characteristics of a Successful Digital Bank

Internet Banking and the Millennial

by Mridul Agrawal • December 28, 2018

Millennials and internet banking, both have a common link, or influence, which is technology. The world of banking,  has been changing every few years. Gone are the old days of waiting in lines in banks wherein most banking activities were based out of bank outlets. Similarly,  the bank account holders no longer have to make […]


Best fixed deposit rates that banks offer

How to Start Fixed Deposit and Best Fixed Deposit Interest Rates-2019

by Niraj • December 19, 2018

A fixed deposit has remained one of the standard investment instruments in every Indian household. Fixed deposit as an investment instrument is offered by nearly all banks and many corporate houses. An individual can deposit any amount for any duration. In this blog, we seek to discuss the basics surrounding the fixed deposit highlight advantages, […]


5 Characteristics of a Successful Digital Bank

5 Characteristics of a Successful Digital Bank

by Niraj • December 12, 2018

We are in an era where everything can be purchased with the help of a mobile phone. Soon, a day will come with the help of a hi-tech wearable device, all you will need to do is say or think and you will be able to see options in front of you in a virtual […]


How does CRISIL rating affect your fixed deposit?

How Does CRISIL Rating Affect Your Fixed Deposit?

by Niraj • December 8, 2018

Off-late, the interest rate has started moving north, and thus investors are scouting for corporate deposits that provide the best interest rate and come with the highest degree of safety. But how you do get the safety of such deposits? For this you have, rating agencies like CRISIL, ICRA, and CARE Ratings to provide an […]


Evolution of Banking

The Evolution of Banking in India

by Niraj • December 3, 2018

Our banking system is divided into commercial banks (public and private banks), Regional Rural Banks, Cooperative Banks, etc. One of the key events that marked the evolution of the Indian banking sector is the nationalization of banks. The event made way for the Indian economy to get a global position among the top ten economies […]


Global banks could enter bear market in 2019; Indian banks to continue growth

Why are Indians Obsessed with Fixed Deposits?

by Niraj • November 21, 2018

“Beta, ek FD karlo” If you are an Indian, you have probably heard this phrase a number of times. But has any of us tried to introspect, why Indians are OBSESSED with fixed deposits? In India, when it comes to investments or saving, over a quarter of households prefer fixed deposits over any other thing and […]


10 digital banking features you need to know about

10 Digital Banking features you need to know about

by Pijush Biswas • November 15, 2018

Technology has caused the biggest shift in the banking sector in hundreds of years, changing the way that banks engage with customers and even with each other. The shape of established retail banks especially is changing, spurred by the challenge from fast, focused digital new entrants who are chipping away at revenue streams. If you […]