Safeguard your future

Looking to grow your savings securely? Discover popular savings schemes in India that offer various benefits to help you achieve your financial goals. Let’s dive in!

1) Public Provident Fund (PPF)

A favourite among many, PPF offers tax benefits and attractive interest rates with a lock-in period of 15 years. Ideal for long-term, risk-averse investors aiming for steady growth.

2) National Savings Certificate (NSC)

NSC is a fixed-income scheme with a 5-year maturity period and tax benefits under Section 80C. It’s perfect for conservative investors seeking a secure, predictable return.

3) Sukanya Samriddhi Yojana (SSY)

SSY's 21-year lock-in period, high rate of interest, and tax benefits make it a top choice for parents planning for their daughters’ future.

4) Senior Citizens Savings Scheme (SCSS)

Targeted at seniors aged 60 and above, SCSS offers a high interest rate with a 5-year lock-in, extendable by 3 years. It’s an excellent option for a stable income during retirement.

5) National Pension System (NPS)

This is a retirement scheme offering tax benefits and flexible investment. It is ideal for those planning for retirement with a mix of equity, corporate bonds, and government securities.

6) Kisan Vikas Patra (KVP)

KVP is a fixed-income savings scheme that doubles your investment in approximately 10 years, offering a safe way to grow your savings.

Your Choice !

Each savings scheme has its own unique benefits. Consider your financial goals and risk tolerance when choosing the scheme that best fits your needs. Start saving smartly today!

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