What is Systematic Investment Plan

Systematic Investment Plan (SIP) is a method through which you can invest in assets at periodic intervals. Here are some common myths about SIP.

1) Need for a Large Sum of Money

A large sum of money is not required to invest in an asset class through SIP. One can begin investing with as little as Rs 500.

2) Requirement of a Demat Account

A demat account is not required to invest in mutual funds through SIP. However, investors must complete the Know Your Client (KYC) process.

3) SIP Guarantees High Returns

Although SIP is a great way to achieve a better cost-price average, it does not guarantee higher returns or protection against volatility.

4) You Can Use SIP Only for Equity Funds

SIP is a common method for investors to invest in equity. However, one can also use the SIP route to invest in debt funds to diversify the portfolio.

5) SIP Is An Investment Product

SIP is often confused with an investment product. However, it is not an investment product but a method through which one can invest in various investment products, such as mutual fund schemes.

6) SIP Requires Monitoring

SIP reduces the need to constantly monitor your investments. Its passive nature helps investors stay invested and ride the waves of volatility with ease by reducing the need to intervene.

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