| Fund Name | Percentage | Rating | Expense Ratio | Min SIP Amount |
|---|---|---|---|---|
| Quantum Long-Term Equity Fund - Growth | 25.0% | 3 star | 1.28% | ₹500 |
| Kotak Select Focus Fund - Regular - Growth | 25.0% | 5 star | 1.63% | ₹500 |
| DSP BlackRock Small and Midcap Fund - Regular - Growth | 25.0% | 4 star | 1.93% | ₹500 |
| Franklin India Balanced Fund - Growth | 25.0% | 3 star | 2.15% | ₹500 |
Purpose: Invest in 'Start Investing with Rs 2000', if you are just starting to invest and want to test the waters with small amounts. A well diversified portfolio with just Rs 2000.
Ideal way of investing: SIP (systematic investment plan)
Ideal investment duration: 10+ years
Rationale: Since this investment is long term (10+ years), it is an all equity portfolio. Diversified across Small & Mid Cap, Multi Cap, Large Cap and Balanced fund with Min SIP of 500. Selected DSP Small and Midcap Fund as it's managed by Vinit Sambre (The best manager for Small and Mid cap). Kotak Select Focus for multi-cap because it has the most consistent track record. Quantum Long Term Equity for Large Cap because it has lowest expense ratio in the category. In large caps, there is no significant difference in fund returns. For Balanced fund, we chose Franklin India Balanced Fund because of its good risk-adjusted returns.
| Risk | Moderately High |
|---|---|
| Min SIP Amount | ₹2000 |
| Created By | Ishan |
| Expense Ratio | 2.01% |
|---|---|
| Min Lumpsum Amount | ₹20000 |
| Created On | 11 Apr 2017 |