Purpose: Invest in this portfolio if you do not want to take too much risk with your investments while you take risk with your business.
Who should invest: Businessman/ Startup Entrepreneurs
Ideal way of investing: Lumpsum or SIP
Ideal investment duration: 3 years
Rationale: This is low risk portfolio for entrepreneurs consisting mainly of debt. Primary purpose is to keep risk very low by investing in short term debt funds (60%). Around 20% is invested in ultra short term fund to take care of any emergency needs. While other 20% is in balanced fund to give some equity kicker. For short term funds, we have Franklin India STIP and HDFC Short Term Opportunities Fund. Franklin India has been around for more than 5 years with good returns. While HDFC Short Term Opportunities Fund is also more than 5 years old with low expense ratio and low risk. For ultra short term fund, we have chosen ICICI Prudential Flexible Income plan which is one of the best funds in the category.
|Min SIP Amount||₹3000|
|Min Lumpsum Amount||₹30000|
|Created||22 Apr 2017|
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Koramangala, Bengaluru 560095