Purpose: To get an annualized return of 15-20 percent for a decent term.Ideal investment duration: 5 years to 7 yearsRationale: Since this investment is for decent-term (5-7 years), the portfolio consists of Multi-cap and Large Cap funds which are an ideal option for such tenure.Why these funds?Birl Sunlife Frontline Equity: One of the most Experienced fund:Most experienced fund amongst Large Cap funds category giving with the consistently best performance overall all 10 years. Yes, beating benchmark and category average for all 10 years is exceptional and outstanding. It is ranked 2nd by Crisil (after Kotak Focus Fund which is also included in our portfolio). The fund allocation is well diversified with top 5 funds contributing only 21 percent. Much higher Alpha with better P/E ratio and equivalent standard deviation shows average risk but high returns performance. I would give this fund a perfect 10/10 for its consistency and fund management profile.Motilal Oswal Most Focused Multicap 35 Fund: 5 Stars from CRISIL for an only 3-year-old fund is something we see very rare. Generating a good AUM in just 3 years of its inception since 2014 shows the confidence the investors have in the fund. The diversification of the fund is exceptional (ranked 1 by Crisil in Multi Cap). Consistently beating the category benchmark Every Time, even in the bear year of 2013 shows the reliability of fund allocations. As far the numbers go, near average Standard deviation, high Sharpe ratio of 1.5 and higher Alpha then category average show less risk and high return profile of the fund.Kotak Select Focus Fund: A new entrant with just 7 years in the market but what an entry it has been. The fund has become 4 biggest Multi-cap fund in just 7 years which is exceptional. It has beaten both the benchmark and category for all 7 years by the good numbers. The fund being 70 percent Large Cap Oriented can also be categorized as Large cap fund. Crisil has Ranked it 1st in Large Cap category. Having the best turnover ratio amongst all fund (only 1-2 percent) shows the confidence of fund managers in his allocations. Low Expense Ratio of the fund results in less expense on fund management which in turn gives more profits.