|Fund Name||Percentage||Rating||Expense Ratio||Min SIP Amount|
|Mirae Asset Emerging Bluechip Fund - Growth||40.0%||5 star||2.07%||₹1000|
|DSP BlackRock Small and Midcap Fund - Regular - Growth||30.0%||3 star||2.16%||₹500|
|Reliance Small Cap Fund - Growth||30.0%||5 star||2.27%||₹100|
Purpose: To get best long-term capital appreciation after retirement
Ideal investment duration: 15 years to 20 years
Rationale: Since this investment is for long-term (15-20 years), it is an all-equity portfolio with Small and Midcap Funds with an ideal option for a long tenure.
Mirae Assets Emerging Bluechip Fund: 5 Star Rated Fund by Crisil. Overall funds calender years performance has been exceptional. The fund has given best returns in all 6 years of its launch. It has given the best 5 years trailing return amongst all its competitors. Instead of being a new fund it has gained best AMC in the category. The fund is well diversified with top 5 stocks being only 17 percent and top 3 sector diversification of only 43 percent.All numbers are in favour, Best Sharpe Ratio, Best Alpha (21 percent) with Low Beta, Standard deviation and P/E Ratio strongly make this best-recommended fund for low-risk high return profile.
DSP Blackrock Small and Midcap Fund: Backed by skilled fund manager having experience and best-proven performance record in small and midcap segment. The fund has met either the benchmarks or category averages or both in 9 out of 10 years. The fund has the best trailing returns for 10 years and has given exceptional high returns during the bull run. The volatility and risk are high in this fund but a good Alpha (17) proves that the risk is justified as it can generate good returns.
Reliance Small Cap Fund: In spite being a new fund it has given good performance with 7 percent and 10 percent more returns for one and three years trailing returns respectively than average. It has consistently beaten the benchmark in all the years. The fund performed well even in the bear markets of 2011, 2013 and 2015. It provides moderate returns on the moderate risk (due to its more small-cap oriented nature) that it takes. During the bull run, it has performed very well. Lowest Expense ratio in the category. Since Small cap is a risky segment, a well-experienced fund manager is must which what the fund manager of this fund delivers.
|Min SIP Amount||₹2500|
|Created By||Ajay Agyaram Varma|
|Min Lumpsum Amount||Not Supported|
|Created||16 Sep 2017|
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