PMAY or Pradhan Mantri Awas Yojana is a housing scheme introduced by the Indian Government in 2015. This initiative was taken to provide affordable housing to the urban poor by 31st March 2022. It aims to build at least 2 crore houses for individuals who do not have a pucca house.
This aim to provide housing to the economically marginalised families residing in urban areas, known as PMAY – Urban, was converged with Indira Awas Yojana, now restructured as Pradhan Mantri Awas Yojana – Gramin. Indira Awas Yojana was introduced in 1985 by the UPA government under the leadership of Rajiv Gandhi.
PMAY – Gramin is a social welfare programme endorsed by the Government of India under which it intends to provide beneficiaries with housing units. These units will have a minimum area of 25 sq. metre, and feature basic amenities. These houses are built, keeping in perspective the geo-climatic and socio-cultural factors.
The Pradhan Mantri Awas Yojana – Gramin list features the names of individuals who qualify under this rural housing scheme.
How are Beneficiaries Identified under PMAY – G?
The PMAY – Gramin list includes the names of individuals who have been identified and selected as beneficiaries under the scheme as per the rules laid down. Categories of households who are identified as beneficiaries are –
- Households headed by females that have no males within the age group of 16 – 59.
- Families with no literate individuals above 25 years of age.
- Families with no adult member within 16 – 59 years of age.
- Households that have no able-bodied individuals above 18 years of age with a disabled family member.
- Landless families with casual labouring as their primary source of income.
These households or families are assigned a deprivation score which represents their standard of living. Households that possess a higher deprivation score are prioritised.
The process of identification, prioritisation, and if necessary, elimination of households from the Pradhan Mantri Awas Yojana – Gramin list is conducted by a Gram Sabha or the lowest rung of local self-government of a region. A household or family is eliminated when it does not qualify as a beneficiary but has been mistakenly included, has built a pucca house, permanently relocated to another state, has a house allotted under any other government housing scheme, or has died since the last census with no heir or successor.
Houses will be provided on priority to families as per their deprivation score. Landless or homeless families have the highest deprivation score due to their socio-economic and living conditions.
In case two households have the same deprivation score, the concerned authority considers the following parameters to decide who should rank higher.
- Families with widows and next-of-kin of police forces or defence or paramilitary who have been killed in action.
- Families with only one female child.
- Transgender individuals.
- Families belonging to Scheduled tribes and Other Traditional Forest dwellers as recognised under the Forest Rights Act 2006.
- Families with members suffering from cancer or leprosy or living with HIV (PLHIV).
In case none of the parameters applies to the households that have applied, the concerned authority can decide of their accord and provide suitable justification for the same.
After the Pradhan Mantri Gramin Awas Yojana list is drafted by the concerned authority, it shall be publicized within Gram Panchayats within 7 days. If individuals find their elimination, deprivation score, or rank to be unjust, they can address their grievance within 15 days.
How to Check PM Awas Yojana Gramin List 2020?
Individuals who have registered under PMAY – G can check whether their name appears in the PMAY – Gramin list with or without their registration number. The initial steps are similar for both methods, which are mentioned below.
- Visit the official website of Pradhan Mantri Awas Yojana – Gramin.
- Go to the menu bar on the homepage and scroll to the ‘Stakeholders’ option.
- A dropdown menu will appear; click on ‘IAY/PMAYG Beneficiary’.
In the following page, individuals can either check their name with or without the registration number as per the instructions mentioned below.
- With registration number
To check with registration number, individuals should insert their registration number in the blank field provided there and click on ‘Submit’. If their name is on the Pradhan Mantri Awas Yojana Gramin list, they can check the related details.
- Without registration number
To check the beneficiary list without registration number, individuals need to click the ‘Advanced Search’ option on that page.
The details that need to be specified first are – State, District, Block, Panchayat, etc. Following that, the list can be checked by furnishing any of the below-mentioned information.
- BPL number – account number is also required
- Sanction order
- Father/husband name
After duly filling any of the information, click on ‘Search’ to check whether their names appear in the Pradhan Mantri Awas Yojana – Gramin list.
How to Apply for Pradhan Mantri Awas Yojana – Gramin?
To apply for PMAY – Gramin, individuals can contact their ward member or visit Gram Panchayat. These authorities will convey the details related to the application under this scheme. Individuals also need to fill up a PMAY application form available from respective Gram Panchayats.
In case an individual is unable to do so, he/she can also seek the help of a third-party to apply. In that case, however, the concerned third-party needs to obtain a consent document from that individual regarding the usage of Aadhaar.
Documents Required to Apply for PMAY – G
The list of documents which an individual needs to produce to apply under PMAY – G are as follows.
- Aadhaar number
- Bank account details
- Document of consent to use Aadhaar on behalf of the applicant
- MGNREGA-registered beneficiary job card number
- Applicant’s Swachh Bharat Mission number
Salient Features of Pradhan Mantri Awas Yojana – Gramin Scheme
The features of PMAY – G are mentioned below.
- Minimum area
Beneficiaries appearing in the PMAY – Gramin list will be provided with housing units that will have a minimum area of 25 sq. metres along with a dedicated hygienic cooking space.
- Unit assistance
Each housing unit will receive assistance of up to Rs. 1.2 Lakh in regular areas and Rs. 1.3 Lakh in hilly areas. The State and Central Government will share the assistance cost in a 40:60 ratio in plain regions and in the ratio of 10:90 in the North-eastern and Himalayan states.
- Linked with other government-backed social welfare schemes
Pradhan Mantri Awas Yojana is linked with several other government-sponsored schemes such as Swachh Bharat Abhiyan, Ujjwala Yojana, Saubhagya Yojana, etc. to provide the basic amenities for the housing units developed under it. Also, beneficiaries will be provided 90/95 days of unskilled labour wages under MGNREGA.
- Loan facility
Individuals featuring in the Pradhan Mantri Awas Yojana Gramin list 2020 can choose to avail a loan of up to Rs. 70,000 from financial institutions.
- Construction of houses
Houses developed under this scheme will be built with local materials; these units will be designed as per the socio-cultural & geo-climatic factors of a region, and trained masons.
Overview of Pradhan Mantri Awas Yojana Till 2020
As of 26th February 2020, a total of 96.95 lakh housing units have been completed under PMAY – Gramin.
The number of houses each state has been able to complete, along with the respective state’s target and several other PMAY – Gramin list related parameters are mentioned in the table below.
|State||Target set by the Ministry of Rural Development (MoRD)||Number of sanctions granted for verified accounts||% of sanction against MoRD||Number of registered projects||Housing units completed||% of completion against MoRD target||Funds transferred (in Crores)|
|Andhra Pradesh||170912||69575||40.71||72495||46718||27.33||Rs. 0|
|Arunachal Pradesh||18721||3359||17.94||8873||209||1.12||Rs. 0|
|Himachal Pradesh||8285||7862||94.89||8593||6888||83.14||Rs. 97.91|
|Jammu and Kashmir||101704||71169||69.98||114655||21190||20.83||Rs. 395.49|
|Madhya Pradesh||2235693||1775602||79.42||1998785||1523699||68.15||Rs. 20277.66|
|Tamil Nadu||527552||385125||73||463504||219182||41.55||Rs. 3141.52|
|Uttar Pradesh||1461516||1446259||98.96||1455818||1389057||95.04||Rs. 17220.67|
|West Bengal||2480962||2238913||90.24||2420997||1422451||57.33||Rs. 23274.54|
|Andaman and Nicobar||1372||1372||100||2042||273||19.90||Rs. 0.76|
|Dadra and Nagar Haveli||7605||5615||73.83||5644||411||5.40||Rs. 24.41|
|Daman & Diu||15||14||93.33||15||13||86.67||Rs. 0.16|
Pradhan Mantri Awas Yojana – Gramin aims to alleviate housing issues of families belonging to the bottom rung of rural areas as part of its ‘Housing for All’ objective. Through this scheme, the Central and State government pursued to develop 2.95 crore houses in rural regions pan-India by the end of FY 2021 – 21. It adopts a holistic approach, further, by converging with other government-backed schemes and providing the rural poor with means to basic housing facilities.
- Is it possible to be a beneficiary in the Pradhan Mantri Awas Yojana – Gramin list if a family has already benefited from another housing scheme before?
No, if a household has already received benefits under any other housing scheme or possesses a pucca house, it is not eligible to be considered under PMAY-G.
- What is a deprivation score?
Deprivation score represents a household’s condition of living based on socio-economic factors. Houseless or landless families have the highest deprivation score.
- Is it possible to check the beneficiary name on the PMAY – Gramin list with only the applicant’s name?
Yes, it is possible. Along with that, one can also check his/her beneficiary details using BPL number, sanction order, and father or husband’s name.