Income Tax Return Filing in India

An Income Tax Return (ITR) is a form primarily used for filing details about your income and the applicable tax to the Income Tax Department of India. The Indian income tax laws state that the IT return should be filed by every individual and business earning an income. It assists in declaring taxable income, tax liability, and tax deductions claims, if any.

It is mandatory for Firms or corporations, Hindu Undivided Families (HUFs), and self-employed or salaried individuals to file income tax returns before the due date otherwise, a penalty will be levied for late filing. Understanding what is Income Tax Return ensures compliance with Indian tax laws.

What is Income Tax Return Filing

ITR filing is the process through which a taxpayer must record his total income earned during the fiscal year. Individuals can file their taxes through the Income Tax Department's official portal. It has been notified in seven different forms.

Types of ITRs

There are nearly nine different types of Income Tax Return forms i.e. ITR forms available for a taxpayer to use while filing his taxes. Individuals must, however, use only the following forms for filing returns, according to the Central Board of Direct Taxes in India-

  • ITR 1 or Sahaj

It should be used by individuals earning an annual income of less than Rs 50 lakh through salary/pension and from only 1 house property.

  • ITR 2

The ITR-2 Form is a type of ITR form used by individuals who have earned money from the sale of assets or property. This form is also beneficial for people who earn money in countries other than India. Individuals or Hindu Undivided Families (HUF) can usually use this form to file their ITR.

  • ITR 2A

The ITR-2A form is a new income tax return form that was introduced in the 2015-16 tax year. A Hindu Undivided Family (HUF) or an individual taxpayer can utilize this form.

  • ITR 3

The ITR-3 Form is useful for an individual taxpayer or a Hindu Undivided Family who is a partner in a firm but does not conduct any business via the firm. This also applies to those who do not make any money from the firm's operations.

  • ITR-4 or Sugam

This sort of ITR form is useful for persons who own a business or earn a living through a vocation. This form is appropriate to all types of businesses, undertakings, or professions, with no income restriction. 

  • ITR-4S

The ITR-4S form could be used to file income tax returns by any person or Hindu Undivided Family (HUF). 

  • ITR 5

The ITR-5 form is exclusively used to file income tax returns by the Firms, Local authorities, Co-operative societies, Artificial Judicial persons, Body of individuals.

  • ITR 6

Except for firms or organizations that claim tax exemption under Section 11, all companies utilize the ITR-6 form. Organizations that can claim tax exemptions under Section 11 are those whose income is derived from property utilized for religious or charitable purposes. This particular income tax return form can only be filed online.

  • ITR 7

This form is required to be used by entities claiming an exemption as colleges, universities, scientific research institutions, religious or charitable trusts, political parties, etc.

Who Should File Income Tax Returns?

The following are the individuals who should file Income Tax Returns:

  • Assessee with a total income of Rs. 5 lakhs or more.
  • Individual/HUF resident with assets outside of India.
  • An Assessee is required to file returns under Section 139 (4B) (ITR 7).
  • The assessee must provide the assessing officer with a notice under Section 11(2) (a).
  • A person who claims relief or deductions under sections 90 or 90A.
  • A person who is a resident and has signing authority over any account situated outside of India.
  • Every business.
  • An assessee who is obliged by the Act to provide an audit report stated in sections 10(23C) (IV), 10(23C) (v), 10(23C) (VI), 10(23C) (via), 10A, 12A (1) (b), 44AB, 80IA, 80IB, 80IC, 80ID, 80JJAA, 80LA, 92E, or 115JB.
  • AOP, BOI, Local Authority (ITR 5), Artificial Juridical Person, or Cooperative Society that does not fall under the terms of Section 44AB.

Process for ITR Filing

If you are wondering how to file Income Tax Return (ITR), you have two options: online or offline mode. Here is how each method works:

  • Online Mode

For filing the income tax return online, first, determine the income tax liability. Visit the official portal of the income tax department for e-filing income tax. Fill in the required details, upload the necessary documents if needed, and once confirmed, validate the filings.

  • Offline Mode

Visit the official portal of income tax e-filing and under the IT Return Preparation Software section, download the relevant ITR form. Open the downloaded ITR form on your computer.

Next, fill in the necessary details and gather the required documents like Form 16, Form 26AS, TDS certificates. Once done, generate a JSON file of the ITR form and save it. Finally, submit the ITR form by uploading the JSON file.

Due Date for ITR Filing and Penalty for Late Submission

Last date to file Income Tax Return (ITR) for Financial Year 2023-24 (Assessment Year 2024-25) without late fees is 31st July 2024.

A late fee of up to Rs 5,000 for individuals having an annual income of more than Rs 5 lakh will be levied. This income tax penalty amount can go up to Rs 10,000 if the income tax return is filed post the deadline.

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