Fund Details
UTI Retirement Benefit Pension Fund Regular Plan
| Risk | High |
|---|---|
| Min SIP Amount | Not Supported |
| Expense Ratio | 1.94% |
| NAV | ₹32.43 (23 Jul 2021) |
|---|---|
| Fund Started | 26 Dec 1994 |
| Fund Size | ₹3,427 Cr |
Returns
Comparison
1. Age is more than 10 years
2. Exit load is zero
1. Higher expense ratio - 1.94%
2. 1Y Returns are lower than the category average returns
3. 3Y Returns are lower than the category average returns
4. 5Y Returns are lower than the category average returns
5. 10Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| GOI | Sovereign | GOI Sec | 6.6% |
| GOI | Sovereign | CGL | 4.5% |
| Infosys Ltd. | Technology | Equity | 3.2% |
| GOI | Sovereign | GOI Sec | 2.9% |
| ICICI Bank Ltd. | Financial | Equity | 2.5% |
| GOI | Sovereign | GOI Sec | 2.4% |
| HDFC Bank Ltd. | Financial | Equity | 2.3% |
| GOI | Sovereign | GOI Sec | 2.2% |
| State Bank of India | Financial | Equity | 1.9% |
| Larsen & Toubro Ltd. | Construction | Equity | 1.8% |
Fund Managers
UTI Retirement Benefit Pension Fund Regular Plan Details
UTI Retirement Benefit Pension Fund Regular Plan is a Solution Oriented Mutual Fund Scheme launched by UTI Mutual Fund. This scheme was made available to investors on 26 Dec 1994. V Srivatsa, Amandeep Chopra is the Current Fund Manager of UTI Retirement Benefit Pension Fund Regular Plan fund.The fund currently has an Asset Under Management(AUM) of ₹3,427 Cr and the Latest NAV as of 23 Jul 2021 is ₹32.43.
The UTI Retirement Benefit Pension Fund Regular Plan is rated High risk. Minimum SIP Investment is set to 500.
Investment Objective
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Tax Implications
Lock-in for 5 years or retirement, whichever is earlier. If average equity holding is >65%, 10% (After 1 year as per LTCG). If average equity holding is <65%, 20% with indexation benefit (post 3 years).
