Groww Logo
SWITCH TO DIRECTHELPMUTUAL FUNDS
0% COMMISSION ON GROWW
Home>Mutual Funds>Baroda Pioneer Mutual Funds>Best Baroda Pioneer Mutual Funds

Best Baroda Pioneer Hybrid Mutual Funds

Baroda Mutual Fund is a subsidiary of Bank of Baroda, providing a range of money market, debt, and equity offerings. It has a nationwide presence with more than 50 branches in India, managing assets worth around Rs.10000 crore. 

Baroda Mutual Fund offers more than 19 different mutual fund schemes, including equity, debt, liquid, and the best Baroda hybrid mutual funds.

Hybrid mutual funds invest in more than one asset class, usually a combination of equity and debt assets. It may also include investments in real estate and gold. The diversity lets hybrid funds deliver balanced returns across different market conditions. 

The top Baroda hybrid mutual funds distribute their corpora across various asset classes to achieve maximum returns with minimal risk.  The equity portion of a hybrid fund offers modest returns during a bullish market, while the debt portion cushions the impact of a bearish market to provide stable income. 

There are several options available to choose from among the best Baroda hybrid mutual funds. It includes conservative funds that invest at least 75% of its total assets in debt instruments, making it relatively risk-free. Balanced hybrid funds invest a minimum of 40% and a maximum of 60% in equity or debt assets. This helps in long-term capital generation while reducing risks in the short run. 

Aggressive funds offer maximum returns while having fewer risks compared to equity funds. These have a minimum of 65% investment in equity-based assets. Dynamic asset allocation provides a flexible option as it can shift between 100% debt and 100% equity asset classes per the market movements. Other options for the best Baroda hybrid mutual funds include multi-asset allocation and arbitrage funds. 

The former invests in more than two asset classes while the latter generates extra profits by way of price difference and market imbalance. 

Taxability

Taxability is a major factor to consider before investing in mutual funds. 

Long-term Capital Gains Tax: Equity-oriented funds having more than 65% equity investments get the same tax treatment as pure equity funds. If these are held over a year, LTGC is applicable at a 10% rate. For debt-oriented funds, LTCG is applicable at 20% with indexation benefits. 

Short-term Capital Gains Tax: For equity-based debt funds, the STGC is taxable at 15% if held for less than a year. STCG for debt-oriented funds is added to an investors’ taxable income. 

TDS: TDS does not apply to gains from a hybrid fund. However, dividends exceeding Rs.5000 are liable for 10% TDS. 

Factors to Consider Before Investing

There are several factors to consider when choosing the best Baroda hybrid mutual funds. A comprehensive study of these will help investors choose an investment well-suited to meet their financial goals while mitigating risks. 

Asset allocation: Hybrid funds include investing in multiple asset classes. This lets individuals the option to invest in multiple asset classes via a single investment. Hybrid funds feature various classifications premised on varying levels of risks. Based on the type of hybrid MF scheme, a fund manager will optimise the asset allocation to achieve its financial goals.

Risk tolerance: Investment in even the best Baroda hybrid mutual fund is not risk-free. The higher the equity component, the greater the volatility in returns. On the other hand, debt-based funds involve credit, inflation, and interest rate risks premised on the underlying securities’ duration or the issuing companies. Hence, individuals may want to assess a scheme’s level and type of risk and their own propensity before selecting a suitable scheme.

Expected returns: The performance of hybrid funds generally depends on market conditions. An aggressive hybrid fund may generate returns that reflect the market more than balanced and conservative funds. Conversely, a debt-based scheme may generate better returns when interest rates fall and vice versa. 

Time horizon: Hybrid funds have a better chance of generating high and stable returns with a longer time horizon. Generally, medium to long-term investment of 3 – 5 years is required for this MF type to deliver decent returns. 

Expense ratio: This refers to the annual fee an AMC charges to manage a portfolio. A higher expense ratio decreases take-home returns and vice versa. Hence, it’s essential to compare the expense ratios of the best Baroda hybrid mutual funds prior to investing.  

Exit load: It is a fee that investors need to pay for prematurely withdrawing from a scheme. However, not every scheme levies this charge. Hence, it may be a good idea to check these terms before committing to an investment. 

Baroda Mutual Fund offers nearly 5 hybrid mutual schemes with various investment terms. To that end, conducting proper research on the above points will help investors choose the best Baroda hybrid mutual funds 2022.

Why invest with Groww?

— Registered with SEBI, AMFI & BSE

— Paperless sign up on web & app

— Expert recommendations

— ZERO fees !

Sign Up

List of Baroda Pioneer Mutual Funds in India

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
Baroda BNP Paribas Aggressive Hybrid FundHybridVery High4.2%5₹764
Baroda BNP Paribas Arbitrage FundHybridLow4.2%4₹621
Baroda BNP Paribas Multi Cap FundEquityVery High11.7%4₹1,672
Baroda BNP Paribas Short Duration Direct FundDebtModerate2.5%3₹402
Baroda BNP Paribas Liquid Direct FundDebtModerate3.6%4₹6,968
Baroda BNP Paribas India Consumption FundEquityVery High10.4%5₹881
Baroda BNP Paribas Midcap FundEquityVery High9.5%4₹1,190
Baroda BNP Paribas Large Cap FundEquityVery High7.1%5₹1,281
Baroda Hybrid Equity FundHybridVery High15.6%3₹374
Baroda BNP Paribas Credit Risk FundDebtModerately High13.2%5₹205
Baroda Treasury Advantage Direct FundDebtLow to Moderate4.0%1₹28
Baroda BNP Paribas Banking and Financial Services FundEquityVery High-1.6%2₹54
Baroda BNP Paribas Focused FundEquityVery High7.8%3₹223
Baroda BNP Paribas ELSS FundEquityVery High2.1%3₹692
Baroda BNP Paribas Low Duration FundDebtModerate3.3%3₹207
View All

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Aggressive Hybrid Fund has given 14.59% annualized returns in the past three years and 12.95% in the last 5 years. The Baroda BNP Paribas Aggressive Hybrid Fund belongs to the Hybrid category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Aggressive Hybrid Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹764Cr
1Y Returns4.2%

Baroda BNP Paribas Arbitrage Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Arbitrage Fund has given 4.98% annualized returns in the past three years and 5.7% in the last 5 years. The Baroda BNP Paribas Arbitrage Fund belongs to the Hybrid category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Arbitrage Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹621Cr
1Y Returns4.2%

Baroda BNP Paribas Multi Cap Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Multi Cap Fund has given 16.36% annualized returns in the past three years and 11.75% in the last 5 years. The Baroda BNP Paribas Multi Cap Fund belongs to the Equity category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Multi Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,672Cr
1Y Returns11.7%

Baroda BNP Paribas Short Duration Direct Fund Growth

Fund Performance: The Baroda BNP Paribas Short Duration Direct Fund has given 6.11% annualized returns in the past three years and 6.87% in the last 5 years. The Baroda BNP Paribas Short Duration Direct Fund belongs to the Debt category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Short Duration Direct Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹402Cr
1Y Returns2.5%

Baroda BNP Paribas Liquid Direct Fund Growth

Fund Performance: The Baroda BNP Paribas Liquid Direct Fund has given 4.28% annualized returns in the past three years and 5.48% in the last 5 years. The Baroda BNP Paribas Liquid Direct Fund belongs to the Debt category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Liquid Direct Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹6,968Cr
1Y Returns3.6%

Baroda BNP Paribas India Consumption Fund Direct Growth

Fund Performance: The Baroda BNP Paribas India Consumption Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas India Consumption Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹881Cr
1Y Returns10.4%

Baroda BNP Paribas Midcap Direct Growth

Fund Performance: The Baroda BNP Paribas Midcap Fund has given 19.63% annualized returns in the past three years and 12.93% in the last 5 years. The Baroda BNP Paribas Midcap Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Midcap Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,190Cr
1Y Returns9.5%

Baroda BNP Paribas Large Cap Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Large Cap Fund has given 13.83% annualized returns in the past three years and 12.06% in the last 5 years. The Baroda BNP Paribas Large Cap Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Large Cap Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹1,281Cr
1Y Returns7.1%

Baroda Hybrid Equity Fund Direct Plan Growth

Fund Performance: The Baroda Hybrid Equity Fund has given 15.04% annualized returns in the past three years and 12.27% in the last 5 years. The Baroda Hybrid Equity Fund belongs to the Hybrid category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda Hybrid Equity Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹374Cr
1Y Returns15.6%

Baroda BNP Paribas Credit Risk Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Credit Risk Fund has given 8.06% annualized returns in the past three years and 7.7% in the last 5 years. The Baroda BNP Paribas Credit Risk Fund belongs to the Debt category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Credit Risk Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹205Cr
1Y Returns13.2%

Baroda Treasury Advantage Direct Fund Growth

Fund Performance: The Baroda Treasury Advantage Direct Fund has given -9.24% annualized returns in the past three years and -2.95% in the last 5 years. The Baroda Treasury Advantage Direct Fund belongs to the Debt category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda Treasury Advantage Direct Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹28Cr
1Y Returns4.0%

Baroda BNP Paribas Banking and Financial Services Direct Growth

Fund Performance: The Baroda BNP Paribas Banking and Financial Services Fund has given 4.29% annualized returns in the past three years and 7.33% in the last 5 years. The Baroda BNP Paribas Banking and Financial Services Fund belongs to the Equity category of Baroda Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Banking and Financial Services Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹54Cr
1Y Returns-1.6%

Baroda BNP Paribas Focused Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Focused Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Focused Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹223Cr
1Y Returns7.8%

Baroda BNP Paribas ELSS Direct Growth

Fund Performance: The Baroda BNP Paribas ELSS Fund has given 12.46% annualized returns in the past three years and 10.75% in the last 5 years. The Baroda BNP Paribas ELSS Fund belongs to the Equity category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas ELSS Fund via lump sum is ₹500 and via SIP is ₹500.

Min Investment Amt₹500
AUM₹692Cr
1Y Returns2.1%

Baroda BNP Paribas Low Duration Fund Direct Growth

Fund Performance: The Baroda BNP Paribas Low Duration Fund has given 5.82% annualized returns in the past three years and 6.62% in the last 5 years. The Baroda BNP Paribas Low Duration Fund belongs to the Debt category of BNP Paribas Mutual Funds.

Minimum Investment Amount: The minimum amount required to invest in Baroda BNP Paribas Low Duration Fund via lump sum is ₹5,000 and via SIP is ₹500.

Min Investment Amt₹5,000
AUM₹207Cr
1Y Returns3.3%

Explore all Mutual Funds on Groww

Explore Mutual Funds
ⓒ 2016-2022 Groww. All rights reserved, Built with in India
MOST POPULAR ON GROWWVERSION - 2.4.0
STOCK MARKET INDICES:  S&P BSE SENSEX |  S&P BSE 100 |  NIFTY 100 |  NIFTY 50 |  NIFTY MIDCAP 100 |  NIFTY BANK |  NIFTY NEXT 50
MUTUAL FUNDS COMPANIES:  ICICI PRUDENTIAL |  HDFC |  NIPPON INDIA |  ADITYA BIRLA SUN LIFE |  SBI |  UTI |  FRANKLIN TEMPLETON |  KOTAK MAHINDRA |  IDFC |  DSP |  AXIS |  TATA |  L&T |  SUNDARAM |  PGIM |  INVESCO |  LIC |  JM FINANCIAL |  BARODA PIONEER |  CANARA ROBECO |  HSBC |  IDBI |  INDIABULLS |  MOTILAL OSWAL |  BNP PARIBAS |  MIRAE ASSET |  PRINCIPAL |  BOI AXA |  UNION KBC |  TAURUS |  EDELWEISS |  NAVI |  MAHINDRA |  QUANTUM |  PPFAS |  IIFL |  Quant |  SHRIRAM |  SAHARA |  ITI