Top 10 Baroda Pioneer Mutual Funds

Fund NameCategoryRisk1Y ReturnsRatingFund Size(in Cr)
Baroda Pioneer Conservative Hybrid FundHybridModerate14.6%3star19
Baroda Pioneer Hybrid Equity FundHybridModerately High-6.0%2star548
View All Top 10 Baroda Pioneer Mutual Funds

Best Baroda Pioneer Hybrid Mutual Funds

Baroda Pioneer Asset Management Company Limited is basically a joint venture between two established financial companies, which are, Bank of Baroda and Pioneer Investments. The company is situate in over 40 locations across the country and aims at creating an operational and servicing platform, which is well suited for its investors.

The venture was formed in 2008 and the asset management company has been providing different schemes across various market capitalization.

It works to create a system wherein the requirement of investors, as well as potential investors will be recognized and the investment will be strategized according to it.

It also aims at creating a high level of corporate governance and compliance and providing investors an easy platform to invest in. Since both companies are trusted brands, they have carved a niche for themselves in the market.

If we allocate 65 to 80 percent of a fund to equity and assign remaining to debt and similar instruments, then what we get in return is a Hybrid-Equity fund. These funds allow you to enjoy good returns and low-risk rates courtesy their significant allocation in debt funds. Market gurus believe that it is better to invest in these than to go for an equity-debt portfolio as there is no tax imposed on the debt funds in the mix. It has returns that are taxed at 15% if sold before one year, post this period a 10% tax is applicable on the gains.

Purpose: Invest in these funds instead of buying a different kind of equity-debt funds with 60-40 allocations. These funds are best to moderate your risk with a fair return in the high-risk portfolio.

Let's have a closer look

Now let us jump and check about these top 10 mutual fund schemes.

Baroda Conservative Hybrid Fund Direct Growth

Fund Performance: This fund has consistently beaten its benchmark in Conservative segment and provided 8.19% annualized returns in the last 3 years. In the last 1 year, it gave 14.64% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided 14.64% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹2,00,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Hybrid mutual fund in India.

Launch Date01 Jan 2013
Min Investment Amt2,00,000
AUM19Cr
1Y Returns14.6%

Baroda Hybrid Equity Fund Direct Plan Growth

Fund Performance: This fund has consistently beaten its benchmark in Aggressive segment and provided 5.18% annualized returns in the last 3 years. In the last 1 year, it gave -6.03% returns.

Why to invest: The fund has consistently beaten other funds in same category along with its benchmark and provided -6.03% returns in the last 1 year. Minimum lump sum investment amount for this scheme is ₹2,00,000. Minimum SIP investment amount for this scheme is ₹500. This is one of the best Hybrid mutual fund in India.

Launch Date01 Jan 2013
Min Investment Amt2,00,000
AUM548Cr
1Y Returns-6.0%

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What does investing in Baroda Pioneer Hybrid Mutual Funds actually mean?

Suppose a mutual fund invests in ten stocks and total current market value of these stocks is 1.1 Crore. Out of this, the AMC deducts say, 0.1 Crore for operating the fund (this is known as the expense ratio). So the net value is 1 crore. Now the AMC will divide this 1 Crore into say, 10,000 parts. These parts are known as units. The cost of one unit is 1Cr/10,000 = Rs. 1000. This is known as the Net Asset Value (NAV) of the mutual fund. Suppose the AMC has set a minimum investment requirement of Rs. 500. Then if you pay Rs. 500, you will get 0.5 units of the fund. Remember that the cost of one unit is the cost when you made the purchase. Suppose after one year, the NAV has fallen to Rs. 700 per unit and you wish to exit the fund (also known as redemption), then you sell your 0.5 units back to the AMC and get 0.5 x Rs. 700 = Rs. 350 back. Yes, you invested Rs. 500 and got back Rs. 350 – a loss of 150 over a year. The point is, that you buy units at current NAV and sell units (fully or partially) at current NAV. This is what investing in mutual fund actually means.

How to invest in Baroda Pioneer Mutual Funds on Groww?

One of the best ways to hedge against the small-cap volatility is to adopt a phased approach, also known as Systematic Investment Plan (SIP) approach. We are sure that you must be aware of SIP and its benefits. Buying in small quantity but buying regularly provides you with faster growth. On Groww.in, all transactions to and from AMC is done via BSE. When you decide to invest in a large cap mutual fund of your choice, you choose that mutual fund on the website and click ‘invest’. Following that, you are redirected to the BSE page where you make the payment. BSE then directs your money to the AMC managing your mutual fund. To be assured at your end, you can visit the individual AMC website after the payment. You would be able to see all your purchased units against your folio number.

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