| NAV: 02 Aug 2021 | ₹1,217.30 |
|---|---|
| Min. SIP Amount | NA |
| Rating | 2star |
|---|---|
| Fund Size | ₹22,557.32 Cr |
Holdings (63)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
Reserve Bank of India | Financial | T-Bills | 7.0% |
Reserve Bank of India | Financial | T-Bills | 5.5% |
Reserve Bank of India | Financial | T-Bills | 5.3% |
Reserve Bank of India | Financial | T-Bills | 4.7% |
Reserve Bank of India | Financial | T-Bills | 4.4% |
Chennai Petroleum Corporation Ltd. | Energy | CP | 3.3% |
Export-Import Bank Of India | Financial | CD | 3.3% |
| Mangalore Refinery & Petrochemicals Ltd. | Energy | CP | 3.1% |
| Reliance Industries Ltd. | Energy | CP | 3.1% |
Aditya Birla Finance Ltd. | Financial | CP | 2.9% |
Pros and cons
Pros
- Age is more than 3 years
Cons
- Asset under management(AUM) is more than 20000 Crs. Returns tend to go low once AUM exceeds a certain amount
- 1Y Returns are lower than the category average returns
- 3Y Returns are lower than the category average returns
- 5Y Returns are lower than the category average returns
- 10Y Returns are lower than the category average returns
Understand terms
Expense ratio
A fee payable to a mutual fund house for managing your mutual fund investments. It is the total percentage of a company’s fund assets used for administrative, management, advertising, and other expenses.
Tax
A percentage of your capital gains payable to the government upon exiting your mutual fund investments. Taxation is categorized as long-term capital gains (LTCG) and short-term capital gains (STCG) depending on your holding period and the type of fund.
Exit load
A fee payable to a mutual fund house for exiting a fund (fully or partially) before the completion of a specified period from the date of investment.
Stamp duty
A form of tax payable for the purchase or sale of an asset or security.
Expense ratio, exit load and tax
Expense ratio: 0.11%
Inclusive of GST
Exit load
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
Fund management
Fund house & investment objective
| Rank (total assets) | #6 in India |
|---|---|
| Total AUM | 2,30,092.13 Cr |
| Date of Incorporation | 30 Jun 1995 |
|---|
Investment Objective
| Fund benchmark | CRISIL Liquid |
|---|
Fund house contact details
