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PGIM India Insta Cash Fund IDCW Monthly

Debt
Liquid
Low to Moderate Risk
3.19%
1Y return
+0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 01 Aug 2021₹108.47
Min. SIP Amount₹1,000
Rating3star
Fund Size₹645.26 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Liquid
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns3.2%5.3%6.0%7.4%
Category average3.1%5.1%5.8%NA
Rank with in category1476NA
Understand termsinfo

Holdings (16)

NameSectorInstrumentAssets
Reserve Bank of India
FinancialT-Bills9.3%
LIC Housing Finance Ltd.FinancialNCD7.8%
Larsen & Toubro Ltd.ConstructionCP7.7%
Berger Paints India Ltd.ChemicalsCP7.7%
TV18 Broadcast Ltd.ServicesCP7.7%
Kotak Securities Ltd.
ServicesCP7.7%
Axis Securities Ltd.
OthersCP7.7%
Reserve Bank of India
FinancialT-Bills7.0%
GOI
SovereignGOI Sec4.7%
Axis Bank Ltd.FinancialCD4.6%
See All

Pros and cons

Category: Debt Liquid

Pros

  • Age is more than 3 years
  • 3Y Returns are higher than the category average returns

Cons

  • Asset under management(AUM) is less than 1000 Crs. Watch expense ratio when AUM is very low
  • 1Y Returns are lower than the category average returns

Expense ratio, exit load and tax

Expense ratio: 0.23%

Inclusive of GST

Exit load

Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹100
Min. for 2nd investment onwards₹100
Min. for SIP₹1,000

Fund management

Kumaresh Ramakrishnan
Jan 2011 - Present
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Kunal Jain
Jan 2018 - Present
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Fund house & investment objective

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Fund house contact details

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