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PGIM India Credit Risk Fund Regular IDCW Quarterly

Debt
Credit Risk
Moderate Risk
8.80%
1Y return
-0.01% 1D
1M
6M
1Y
3Y
5Y
All
NAV: 03 Aug 2021₹10.33
Min. SIP Amount₹1,000
Rating2star
Fund Size₹45.48 Cr

Return calculator

Monthly SIP
One-Time
₹5,000 per month
Over the past
Total investment of 0
Would have become 0 (0.00%)

Returns and rankings

Category: Debt Credit Risk
Annualised returns
Absolute returns
1Y3Y5YAll
Fund returns8.8%2.4%4.2%6.0%
Category average7.9%1.7%3.6%NA
Rank with in category61110NA
Understand termsinfo

Holdings (9)

NameSectorInstrumentAssets
Oriental Nagpur Betul Highway Ltd.
ConstructionDebenture11.1%
GOI
SovereignGOI Sec10.9%
REC Ltd.FinancialBonds10.3%
Indostar Capital Finance Ltd.
FinancialDebenture8.9%
JM Financial Credit Solutions Ltd.FinancialDebenture8.8%
Sikka Ports and Terminals Ltd.
EnergyDebenture6.6%
Hindalco Industries Ltd.MetalsBonds/NCD5.8%
Hindalco Industries Ltd.MetalsBonds/NCD3.4%
Canara BankFinancialAdditional Tier 1 Bo0.5%

Pros and cons

Category: Debt Credit Risk

Pros

  • 1Y Returns are higher than the category average returns
  • 3Y Returns are higher than the category average returns
  • 5Y Returns are higher than the category average returns

Cons

  • Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
  • Higher expense ratio - 1.77%

Expense ratio, exit load and tax

Expense ratio: 1.77%

Inclusive of GST

Exit load

For units more than 10% of the investments, an exit load of 1% if redeemed within one year.

Stamp duty

0.005% (from July 1st, 2020)

Tax implication

Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.

Understand termsinfo

Minimum investment amounts

Min. for 1st investment₹5,000
Min. for 2nd investment onwards₹1,000
Min. for SIP₹1,000

Fund management

Kumaresh Ramakrishnan
Mar 2016 - Present
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Viral Shah
Dec 2019 - Present
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Fund house & investment objective

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Fund house contact details

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