Fund Details
PGIM India Credit Risk Fund Regular Growth
| Risk | Moderate |
|---|---|
| Min SIP Amount | ₹1000 |
| Expense Ratio | 1.76% |
| NAV | ₹14.48 (25 Jan 2021) |
|---|---|
| Fund Started | 29 Sep 2014 |
| Fund Size | ₹53 Cr |
Returns
Comparison
1. 3Y Returns are higher than the category average returns
2. 5Y Returns are higher than the category average returns
1. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
2. Risk-adjusted returns are lower compared to the category
3. Risk is higher compared to the benchmark
4. Higher expense ratio
5. 1Y Returns are lower than the benchmark
6. 3Y Returns are lower than the benchmark
7. 5Y Returns are lower than the benchmark
8. Asset under management(AUM) is less than 500 Crs. Watch expense ratio when AUM is very low
9. Risk-adjusted returns are lower compared to the category
10. Higher expense ratio - 1.84%
11. 1Y Returns are lower than the category average returns
Top Holdings
| Name | Sector | Instrument | % Assets |
|---|---|---|---|
| SD Corporation Pvt Ltd. | Construction | Debenture | 20.5% |
| Nirma Ltd. | FMCG | NCD | 18.6% |
| Sunny View Estates Pvt Ltd. | Construction | Debenture | 16.2% |
| GOI | Sovereign | GOI Sec | 9.9% |
| Oriental Nagpur Betul Highway Ltd. | Construction | Debenture | 9.6% |
| REC Ltd. | Financial | Bonds | 9.1% |
| Shriram Transport Finance Co. Ltd. | Financial | NCD | 6.7% |
| GOI | Sovereign | GOI Sec | 1.9% |
| L&T Infrastructure Finance Co. Ltd. | Financial | NCD | 1.6% |
| Canara Bank | Financial | Debenture | 0.4% |
Fund Managers
PGIM India Credit Risk Fund Regular Growth Details
PGIM India Credit Risk Fund Regular Growth is a Debt Mutual Fund Scheme launched by PGIM India Mutual Fund. This scheme was made available to investors on 29 Sep 2014. Kumaresh Ramakrishnan is the Current Fund Manager of PGIM India Credit Risk Fund Regular Growth fund.The fund currently has an Asset Under Management(AUM) of ₹53 Cr and the Latest NAV as of 25 Jan 2021 is ₹14.48.
The PGIM India Credit Risk Fund Regular Growth is rated Moderate risk. Minimum SIP Investment is set to 1000. Minimum Lumpsum Investment is 5000. For units more than 10% of the investments, an exit load of 1% if redeemed within one year.
Investment Objective
The Scheme seek to generate income and capital appreciation by investing predominantly in AA and below rated corporate debt (excluding AA+ rated corporate bonds).
Tax Implications
Returns are taxed as per your Income Tax slab, if sold before 3 years. Negligible Tax (20% with indexation benefit) post 3 years.
