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Why is money on hold for stocks?

When you place an order on Groww, the amount is held in your Groww Balance under 'Used Balance' as part of the standard process.

  • Amount on Hold: The total order amount, along with estimated transaction charges, is held in your 'Used Balance.'
  • Purpose of the Hold: This ensures you have sufficient funds to cover the order and any charges if it is executed.

What Happens Next?

  • If Executed: The exact order amount, including charges, is deducted from your balance at the end of the trading day.
  • If Not Executed: The held amount is released back to your available balance.

You can check your available and used balance by clicking on the 'GROWW BALANCE' button.

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