You may have received a UPI collect request you haven't raised if: 1. Your SIP AutoPay payments fail: In this case, Groww will trigger a UPI collect request for the due SIP payment. You may then complete the order via UPI. This way, you'll never miss a single SIP payment. 2. Someone else entered your UPI ID by mistake: In such cases, even if you approve the transaction, the fund transfer will fail fail as your bank account cannot be mapped to someone else's bank accounts. 3. A fraudster has registered with the name 'Groww' on the UPI app: This is unlikely, but possible. Please check the UPI ID as soon as you receive the request. If it's [email protected], it's us. If it's anyone else, please report to the UPI app.