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Why am I unable to withdraw the amount in 'Balance Available'?

Any amount added to your Groww account is immediately available for investing but can only be withdrawn after 1 business day. Here's why:

  • For Delivery Sells: According to an NSE circular from October 4, 2024, 100% of the sell amount is credited to your Groww Balance within 30 minutes of the transaction. You can use this amount for further investments right away. However, it will be available for withdrawal after the shares are settled on T+1 day.
  • Withdrawal Timing: The full sell amount becomes available for withdrawal after 10 AM on the next business day (T+1 day), which is the settlement day.
For example, if you sell a stock on Friday, the amount is added to your balance within 30 minutes for investing. However, you can only withdraw it after 10 AM on Monday (as Saturday and Sunday are not settlement days).
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