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Why is there a different cut-off for purchase orders when the payment is done via net banking or UPI or Bank Transfer?

When you make a payment, the money leaves your account right away, but the time it takes for the payment to settle varies based on the payment method and the bank. With the new NAV cut-off rules, orders can only be placed once the payment is received by BSE. This results in different cut-off times depending on the payment method and type of fund.

Here’s a quick breakdown:
Net Banking (select banks):
  1. Investment Date: T day, 12:01 AM – 2:00 PM
  2. Fund Realization Day: T day
Net Banking (all other banks):
  1. Investment Date: T day, 12:01 AM – 2:00 PM
  2. Fund Realization Day: T+1 day
UPI & Bank Transfer:
  1. Investment Date: T day, 12:01 AM – 2:00 PM
  2. Fund Realization Day: T day
For more details, you can click on 'Know More' to read the blog.
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