The applicable NAV for transactions under mutual fund schemes is determined as follows:

Purchase orders

Note: 

• Orders placed on Saturdays, Sundays, and other market/public holidays will be treated as orders placed on the next business day
  
  
• Payments through Groww balance usually result in same-day NAV if you place the order before cut-off time. Note that if you're paying via Groww Balance, you can only use the amount available to withdraw and not the amount available to invest 
  
  
• Payments via UPI transfers may take upto 2hrs for the amount to reach Groww
  
  
• Payments via netbanking may take upto 6hrs for the amount to reach Groww
  
  
• In some cases, when you might make the purchase before the cut-off time, but funds are not received before the cut-off time, your order is placed on the next business day. Accordingly, you get the next business day NAV

Redeem orders and SWP Orders

The cut-off time for placing redeem orders is 3 pm. Placing your redeem order before the cut-off time means you’ll get: 

• NAV of the day immediately preceding the next business day in case of liquid / overnight funds

• NAV of the same day in case of other funds

Switch and STP Orders

Switch and STP orders are a combination of purchase & redeem orders. Groww’s cut-off time for switch-out orders is 3 PM, and switch-in orders are processed only after the switch-out leg is settled. So, NAV for switch-in orders is determined only after the switch-out order is processed.