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Why doesn't my credit score exist?

There could be a few reasons why your credit score is missing:
  • No Credit History: To have a credit score, you need to have used a credit product like a credit card, personal loan, or line of credit.  
  • Inactive Credit: If you have used a credit product but haven't had any activity on it for over 36 months, it might be too old to assess.
  • Data Mismatch: Incorrect data or contact details could also be a factor. To resolve this, visit CIBIL's contact page and connect with the bureau for help.
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