Bajaj Finance

• This is the regular fixed deposit provided by Bajaj Finserv in which the customers can grow their savings with assured returns and higher stability.
• Rated AAA by CRISIL and ICRA making it the safest deposit scheme with maximum security of the money against any volatility
• Customers can choose from 12, 18, 24, 36, 48, or 60 months
• Deposits are available on cumulative and non-cumulative deposits
• Premature withdrawal will not be charged if it is done after 3 months from the date of opening the account.
• The minimum deposit is Rs. 25,000 for opening an FD account and enjoy attractive Bajaj Finance FD interest rates

• As the name implies, under this scheme, depositors can enjoy tax exemption of up to Rs 1.5 lakh on principal amount in a year
• The bank provides flexibility to earn higher returns on your investment along with other additional benefits
• There is a lock-in period of 5 years and withdrawal is not allowed before the maturity date
• One can claim tax benefits on the deposit with a fixed deposit receipt issued by the bank
• Bajaj Finance Senior Citizens Fixed Deposit Scheme
• Under this scheme, senior citizens have the privilege of earning 0.25% higher interest rates over regular rates.
• The minimum deposit amount is the same which is Rs. 25,000 for 12 to 60 months
• Customers can also avail monthly, quarterly, half-yearly, or yearly interest payout

For Bajaj Finance FDs with tenure ranging from 12 to 23 months, the interest rate offered is from 5.51% p.a. to 5.65% p.a.

Medium-term fixed deposits have their tenures ranging from 24 months to 35 months. The interest offered by the bank on these deposits is around 5.94% p.a. – 6.10% p.a. p.a.

These deposits have their tenure ranging from 36 months to 60 months or 3 years to 5 years and offer an interest rate of 6.31% p.a. to 6.50% p.a.