With 30  years of rich experience in fund management, SBI Funds Management Pvt. Ltd. bring forward their expertise by consistently delivering value to their investors in form of different mutual fund schemes.

They offer many mutual fund schemes, keeping in mind the needs and risk appetite of all kind of investors in India.One great benefit of mutual funds is that they allow you to start investing with very low amounts through SIP.

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SIP ( Systematic Investment Plans) are increasingly becoming a favorite of investors as they tend to more or less smoothen out the anxiety related to market volatility. There are several investments where investors can invest a small sum of ₹500 every month and build a solid mutual fund portfolio.

Read More: 13 Things to Know About SIP.

Lets look into mutual fund schemes offered by SBI fund house, which can give you highest returns by investing just small amount over the years.

List of SBI SIP with Highest Returns

Here is the list of mutual funds offered by SBI fund house, giving you highest returns by investing just small amount i.e, through SIP.

SBI Bluechip Fund-Direct-Growth

This is a Large Cap Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with moderately high risk and has given a return of 18.03% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 16.11%
3 years 12.43%
5 years 19.85%

Invest in SBI Bluechip Fund Direct Now

Rating by Groww4 star
AUM (Fund Size)₹ 17869
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark BSE S&P 100 since its launch.
Age of the fund5 years old
Expense Ratio1.35 %

Despite its name, the fund tilts towards a multi-cap approach in its allocations. It invests in the top 100 companies in terms of market capitalization, with the flexibility to invest up to 20% in mid-cap stocks. This fund is one of the most popular large-cap funds available in the market.

SBI Infrastructure Fund – Direct – Growth 

This is a Sector Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with high risk and has given a return of 13.20% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 15.35%
3 years 11.09%
5 years 16.98%

Invest in SBI Infrastructure Fund – Direct – Growth Now 

Rating by Groww4 star
AUM (Fund Size)₹ 677
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY Infrastructure TRI since its launch.
Age of the fund5 years old
Expense Ratio1.47%

As this is a sector fund with its main focus in the infrastructure industry, the objective of the fund would be to invest in equity stocks of those companies which are either directly or indirectly engaged in infrastructure growth in the Indian economy and aims at long-term growth in capital.

SBI Magnum Multi Cap Fund – Direct – Growth

This is a  Multi-Cap Equity Oriented Mutual Fund launched on January 4, 2013. It is a fund with moderately high risk and has given a return of 20.16% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 17.78%
3 years 14.97%
5 years 22.89%

Invest in SBI Magnum Multi Cap Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 4086
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark S&P BSE 500 TRI since its launch.
Age of the fund5 years old
Expense Ratio1.35%

Being a multi-cap fund, the objective of this scheme would invest in equities and equity related instruments of companies spanning the entire market capitalization spectrum. The fund will invest 50-90% in large-cap stocks, 10-40% in mid-cap stocks and up to 10% in small-cap stocks.

A few years ago, this was the less known among SBI schemes. But a steady improvement in performance has now made this fund one of the best performing in the multi-cap category.

SBI Emerging Businesses Fund – Direct – Growth

This is a Mid Cap Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with high risk and has given a return of 17.22% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 26.85%
3 years 15.53%
5 years 21.23%

Invest in SBI Emerging Businesses Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 2386
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark S&P BSE 500 TRI since its launch.
Age of the fund5 years old
Expense Ratio1.47%

This is one of the best performing among mid cap funds. The objective of fund is to invest in emerging business themes, primarily based on the export or outsourcing opportunities and global opportunities of such themes. It will also focus on emerging domestic investment themes.

SBI Small & Midcap Fund – Direct – Growth 

This is a  Small Cap Equity Oriented Mutual Fund launched on January 2, 2013. It is a fund with high risk and has given a return of 34.55% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 37.79%
3 years 25.89%
5 years 38.15%

Invest in SBI Small & Midcap Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 943
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark S&P BSE Small Cap TRI since its launch.
Age of the fund5 years old
Expense Ratio1.25%

Being a small cap fund, the objective of this scheme seeks to generate income and long-term capital appreciation by investing in a diversified portfolio of predominantly equity and equity-related securities small & mid cap companies.

The fund has considerable flexibility to pick across the small and mid cap segments of the market to unearth its bottom-up picks. As per its mandate, the fund needs to maintain a minimum of 50% in the small-cap segment and a minimum of 30 per cent in mid cap segment, with maximum allocations capped at 70 per cent and 40 per cent, respectively.

SBI Magnum Balanced Fund – Direct – Growth

This is a Hybrid Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with moderate risk and has given a return of 17.51% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 17.33%
3 years 11.42%
5 years 19.35%

Invest in SBI Magnum Balanced Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 17955
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark CRISIL Hybrid 35+65 Aggressive since its launch.
Age of the fund5 years old
Expense Ratio1.47%

This fund maintains a steady state equity debt mix in its portfolio. The equity part is multi cap, with a higher exposure to mid cap segment as compared to the hybrid fund offered by other fund houses.  The portfolio over time has featured a 68-70% equity portion, with the rest in debt. Large caps make up about 50-55% the equity portion.

In the debt portion, the fund invests both in G-secs and corporate bonds for higher accrual income. The fund invests in a mix of both defensive and cyclical.

SBI Magnum COMMA Fund – Direct – Growth

This is a Sector Equity Oriented Mutual Fund launched on January 4, 2013. It is a fund with high risk and has given a return of 12.93% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 14.99%
3 years 16.59%
5 years 17.08%

Invest in SBI Magnum COMMA Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 373
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY Commodities TRI since its launch.
Age of the fund5 years old
Expense Ratio1.47%

As this is a sector fund with its main focus in oil & gas, metals, materials & agriculture industry. The objective of the fund is to invest in stocks of companies engaged in the commodity business within the following sectors: oil & gas, metals, materials & agriculture. The fund can also invest marginally in fixed or floating rate instruments and money market instruments.

SBI Pharma Fund – Direct – Growth

 This is a Sector Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with moderately high risk and has given a return of 15.37% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year – 9.13%
3 years – 3.72%
5 years 15.56%

Invest in SBI Pharma Fund – Direct – Growth Now 

Rating by Groww4 star
AUM (Fund Size)₹ 1133
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark S&P BSE Healthcare TRI since its launch.
Age of the fund5 years old
Expense Ratio1.35%

As this is a sector fund with its main focus on the pharmacy industry, the objective of the fund would be to seeks maximum growth opportunities through investments in pharma stocks. The performance of this fund is not up to the mark in last 1-3 years, but this fund have potential to bounce back to its glorious days and with the recent increased focus on the Indian health care sector.

SBI Magnum Multiplier Fund – Direct – Growth

This is a  Multi-Cap Equity Oriented Mutual Fund launched on January 1, 2013. It is a fund with moderately high risk and has given a return of 18.86% since its launch.

Returns per annum over the years from this fund are :

DurationReturns
1 year 17.10%
3 years 12.85%
5 years 21.59%

Invest in SBI Magnum Multiplier Fund – Direct – Growth Now

Rating by Groww4 star
AUM (Fund Size)₹ 2233
Minimum SIP₹ 500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark S&P BSE 200 TRI since its launch.
Age of the fund5 years old
Expense Ratio1.47%

Being a multi cap fund, the objective of this scheme would invest in equities and equity related instruments of companies spanning the entire market capitalization spectrum.

A few years ago, this was the less known among SBI schemes. But a steady improvement in performance has now made this fund one of the hardest to ignore in the multi cap category.

About SBI Mutual Fund

SBI Mutual Fund is a bank sponsored fund house with its corporate headquarters in Mumbai, India. It is a joint venture between the State Bank of India (SBI), an Indian multinational, Public Sector banking and financial services company and Amundi, a European asset management company.

SBI Mutual Fund offers mutual fund schemes such as Debt Schemes, Equity Schemes, Hybrid Schemes, Exchange-traded fund, Liquid Schemes and Fixed Maturity Plans. It also offers Portfolio Management and Advisory Services to financial institutions and asset management companies.

Salient features of SBI Mutual Fund House

AUM : As of July 2017, Assets Under Management (AUM) of SBI Mutual Fund are valued at ₹ 1,82,916 crore.

Investment philosophy : The investment philosophy of SBI mutual fund is Growth Through Innovation. The expert team of experienced and market savvy researchers prepare comprehensive analytical and informative reports on diverse sectors and identify stocks that promise high performance in the future.

Optimal Risk Management : Risk Management is an inherent part of any business. SBI Mutual Fund’s Management follow enterprise wide approach to risk management with a dedicated, experienced and professional risk management team covering significant functions of the organization.

Investment Objective : The investment objective for all SBI mutual funds is setting benchmarks time and again for their investors. SBI Mutual Fund House endeavor to outperform their benchmarks through well researched investments in Indian equities. This is achieved by implementing an active management style based on fundamental analysis, leading to the construction of a portfolio. It could be blended, large cap, mid cap, or specific sector oriented, which aims at capturing the growth potential of Indian equities.

Things to Remember

Don’t just run for returns from investment for investing in mutual funds. There are a lot of factors you should look into before selecting a fund which will match your investment goals.

Following the 3 things you should always remember before investing in Mutual Funds :

  • Higher rates: don’t blindly invest in the fund with the highest returns. Invest based on the duration you want to invest for.
  • Every person’s financial condition is different. Evaluate the funds you invest in yourself – don’t invest in a fund because of its popularity.
  • Review your investment from time to time but not too often. Once a few weeks is good enough.

Read More: 10 Tips on investing in Mutual Funds

To ensure that the fund is in good hands, choose a fund house having fund manager with a good amount of experience managing small/mid cap funds and associated with these funds for some good numbers of years.

To look at some of the best performing funds from every category of mutual funds, check out Groww 30 best mutual funds to invest in 2018.

Happy Investing!

Disclaimer: the views expressed here are of the author and do not reflect those of Groww.