Motilal Oswal Financial Services was founded in Mumbai in 1987. The founders, Motilal Oswal Ji and Ramdeo Agarwal Ji got membership of the Bombay Stock Exchange (BSE) in 1987 and established the firm.

Motilal Oswal Financial Services is one of the oldest equity research firms in India which has gained experience over the decades and is now using that experience to run mutual funds.

Motilal Oswal Financial Services got their final certificate of approval from SEBI in January 2010 to launch mutual funds.

Motilal Oswal Investment Philosophy

motilal oswal

As a Mutual Fund, Motilal Oswal has very different investment philosophy. While most mutual funds have hundreds if not thousands of mutual funds, Motilal Oswal has only 6.

Motilal Oswal’s tagline, ‘Buy Right, Sit Tight‘ is reflective of their investing style. While some retail investors are able to choose good companies to invest in, even few have the patience to wait to realize big gains.

When most investors see a 20% or 30% increase over a year or two, they start to sell their holdings in the hope of making quick profits. Doing so, these investors miss out on the bigger gains that fundamentally strong companies are capable of returning over very long periods of time like a decade or so.

Another way most people lose out is over-diversification. If a mutual fund has invested in too many companies, such mutual funds only generate average returns. Most mutual funds invest in about 70 to 90 companies which according to Motilal Oswal is over-diversification.

Motilal Oswal funds, on the other hand, tend to invest in a much smaller number of companies. ‘Focus‘ seems to be a keyword at Motilal Oswal. Instead of collecting a large number of companies, fund managers at Motilal Oswal tend to concentrate and focus on a small group of companies which they thoroughly analyse. Upon analysis, they make the decision to invest or otherwise for their 6 focused mutual funds.

Motilal Oswal Mutual Funds

Motilal Oswal Mutual Fund is an equity-focused mutual fund house. Motilal Oswal offers a total of only 6 mutual funds out of which 5 are equity mutual funds. The idea behind offering such a low number of funds is that Motilal Oswal Mutual Fund can concentrate on the few funds they offer with full dedication.

The oldest among all 6 funds Motilal Oswal offer is from 2013 -Motilal Oswal MOSt Focused 25 Fund. All other funds offered by Motilal Oswal are even younger.

 Fund 1Y 3Y AUM
Motilal Oswal MOSt Focused 25 16.27% 14.06% ₹807 cr
Motilal Oswal MOSt Focused 30 4.62% 17.77% ₹1,329 cr
Motilal Oswal MOSt Focused 35 22.73% 23.28% ₹9,179 cr
Motilal Oswal MOSt Focused Long Term 22.47%   ——- ₹661 cr
Motilal Oswal MOSt Focused Dynamic 14.99%   ——- ₹1,237 cr
Motilal Oswal MOSt Ultra Short Term Bond 5.74% 6.31% ₹1,007 cr
Total ₹14,220 cr

Motilal Oswal MOSt Focused 25 Fund

Motilal Oswal MOSt Focused 25 Fund is a large-cap equity fund. It was launched in May, 2013 and has since returned an annual return of nearly 18%.

The investment objective of this fund is to provide long-term capital appreciation by investing prudently and sitting tight on correctly chosen options. By investing in up to a maximum of 25 companies, Motilal Oswal MOSt focused 25 aims to achieve the best possible appreciation in investor’s value.

If analysed, the current holding of this fund is comprised of stable large-cap companies.

This fund is managed by Abhiroop Mukherjee, Gautam Sinha Roy, and Siddharth Bothra.

Check out more about this fund. 

Motilal Oswal MOSt Focused Midcap 30 Fund

Motilal Oswal MOSt Focused Midcap 30 Fund is, as the name suggests a midcap mutual fund that aims to invest in the shares of a maximum of 30 shares.

Since its launch in Feb 2014, it has given an annual return of 28.97%. This sounds like a very good rate of return since launch but one needs to remember, this fund is not even 5 years old.

Abhiroop Mukherjee, Akash Singhania, and Siddharth Bothra are the managers of this fund.

Check more about this fund. 

Motilal Oswal MOSt Focused Multicap 35 Fund

Motilal Oswal MOSt Focused Multicap 35 Fund is a multi-cap fund that can at any given point in time hold a maximum of 35 companies.

Multi-cap funds offer the potential to grow at incredible rates year after year as they become a large-cap company.

This fund has a good mix of both large-cap and mid-cap companies in order to ensure the fund benefits from characteristics of both types of shares.

Large-cap companies while not offering as high growth rates as mid-cap companies offer relatively lower risk. Mid-cap companies, on the other hand, are much more prone to risk however they can offer just as high returns also.

The AUM of this fund has nearly tripled over the last one year to become mammoth ₹9179 crores today.

Abhiroop Mukherjee, Gautam Sinha Roy, Siddharth Bothra, and Swapnil P Mayekar manage this fund.

See more details of this fund. 

 Motilal Oswal MOSt Focused Long Term Fund

Motilal Oswal MOSt Focused Long Term Fund is an ELSS mutual fund by Motilal Oswal. As with any ELSS mutual fund, it comes with a lock-in period of 3 years.

For an ELSS fund, this fund is very young. It too invests in a mix of large-cap and mid-cap companies. 44% of its assets are invested in the financial services sector. 67% of its assets are invested in large-cap company stocks.

This fund is managed by Abhiroop Mukherjee, Gautam Sinha Roy, and Siddharth Bothra.

See more details of this fund. 

Motilal Oswal MOSt Focused Dynamic Equity Fund

Motilal Oswal MOSt Focused Dynamic Equity Fund is a dynamic equity fund. This means that this fund can invest in both equity and debt instruments. Since this fund is an equity oriented fund, it needs to hold at least 65% of its assets in equity. That qualifies it to be taxed as per equity taxation rules.

This fund’s AUM is ₹1,237 out of which, 44% is held in cash. Such a percentage being held in cash is a big amount to hold in cash for any fund.

Most of this fund’s equity investments are in large-cap companies.

Abhiroop Mukherjee and Siddharth Bothra manage this fund.

See more details of this fund. 

Motilal Oswal Ultra Short Term Bond Fund

This fund is the only mutual fund offered by Motilal Oswal that is not an equity mutual fund. There is a reason why this is the only equity mutual fund.

When investing lump sum, it is not advisable to invest in any equity mutual fund at one time. This is due to the market risk associated with any equity product. So, if the markets are high, your investments in an equity mutual fund can suffer a loss in the short term.

Instead, you can do an STP – Systematic Transfer Plan. The idea behind STP is that you invest in a low-risk debt mutual fund and then regularly transfer money from that debt fund to an equity fund.

You can only do an STP between two funds of the same mutual fund company. Therefore, for STP alone, Motilal Oswal has one debt fund.

See this fund in detail. 

Key People

Motilal Oswal

motilal oswal

Motilal Oswal is the managing director of Motilal Oswal Financial Services. He along with Raamdeo Agarwal founded the company Motilal Oswal Financial Services.

He has also been a Director on the board of the Bombay Stock Exchange (BSE). He has also received the Rashtriya Samman Patra in acknowledgment of his being one of the highest income taxpayers of India for the period FY95-FY99.

He is also a Director on the board of various companies.

Raamdeo Agarwal

raamdeo agarwal motilal oswal

Raamdeo Agarwal is the joint managing director of Motilal Oswal Financial Services. He is the chairman of Motilal Oswal Asset Management Company. Raamdeo Agarwal is also the person behind the famous ‘buy right, sit tight’ philosophy.

Like Motilal Oswal, he too has received a Rashtriya Samman Patra. This award was given to him by the Central Board of Direct Taxes for a consistent track record of highest integrity for the period FY95-FY99.

Raamdeo Agarwal is also an associate of the Institute of Chartered Accountant.

Aashish P Somaiyaa

aashish somaiyaa motilal oswal

Aashish P Somaiyaa is the managing director and CEO of Motilal Oswal Mutual Fund.

He has had prior experience of working in ICICI Prudential AMC in sales and distribution, channel management, product development and institutional sales. He has over 17 years of experience in this industry and aims.

See all funds by Motilal Oswal Mutual Funds.