To know about the of fund house is one of the important parameters for choosing a mutual fund scheme. Among those names, Motilal Oswal Asset Management Company Ltd. (MOAMC) is one of the reputed names in Indian mutual fund industry.
Motilal Oswal AMC dominantly believes that a focused and determined approach to investment can help attain more results. The company says, “think focus, think Motilal Oswal Mutual Fund.”

About Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund is one of the most trusted asset management companies in India. The well-defined management and focused team of Motilal Oswal MF always look forward to fetching the best benefits for their investors.

Motilal Oswal AMC is reckoned in the Indian mutual fund industry for its expertise in both equity fund management.

Let us look into this mutual fund company in detail.

MOAMC: Key Information

Mutual FundMotilal Oswal Mutual Fund
Setup DateNovember 14, 2008
Incorporation DateNovember 14, 2008
SponsorMotilal Oswal Securities Limited
TrusteeMotilal Oswal Trustee Company Limited
ChairmanMr. Raamdeo Agrawal
CEO / MDMr. Aashish Somaiyaa
Assets Under Managed (AUM)Rs. 31,409 crore

All Motilal Oswal Mutual Funds

All Motilal Oswal Mutual Fund are new but some of its funds are already in top rating funds. Here are the funds offered by MOAMC:

1. Motilal Oswal MOSt Focused 35 Fund

This is a Multi-Cap Equity Oriented Mutual Fund launched on April 28, 2014.

It is a fund with a moderately high risk and has given a return of 29.16% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 16.51%
3 years 18.96%
5 years NA

Invest in Motilal Oswal Focused 35 Fund Now

Rating by Groww5 star
AUM (Fund Size)₹11,411 Cr
Minimum SIP₹1,000
Minimum SWPNA
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY Small cap 100 TRI since its launch.
Age of the fund4 years old
Expense Ratio1.49%
Exit LoadIf redeemed between 0 days to 365 days; exit load is 1%;
Type Open-ended

A very recent entrant to the category, this fund has delivered a good show in the three years since launch and also has a unique mandate.

It has recently entered the rankings with a five-star rating, making its debut with a bang.

This fund is used to minimize the risk and diversify the investment. In this fund, the capital is invested in companies across different sectors and of different capitalization.

2. Motilal Oswal MOSt Focused 25 Fund 

This is a Large Cap Equity Oriented Mutual Fund launched on May 13, 2013. It is a fund with moderately high risk and has given a return of 18.28% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 11.29%
3 years 12.36%
5 years NA

Invest in Motilal Oswal MOSt Focused 25 Fund Now 

Rating by Groww4 star
AUM (Fund Size)₹945 Cr
Minimum SIP₹1,000
Minimum SWP₹1,000
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY 50 since its launch.
Age of the fund5 years old
Expense Ratio1.45%
Exit LoadIf redeemed between 0 Days to 365 Days; exit load is 1%;
Type Open-ended

A newbie entrant, Motilal Oswal 35 has nevertheless managed an impressive show for the last three years. Strong out-performance of the benchmark and category has allowed it to debut on the rating scale with a four-star rating.

This fund invests most of its portfolio in large-cap companies. They are big, well-established companies of the equity market. These companies are strong, reputable and trustworthy.

Large-cap companies generally are top 100 companies in a market.

3. Motilal Oswal MOSt Focused Long Term Fund

This is an ELSS Mutual Fund launched on 21 January 2015.

It is a fund with a moderately high risk and has given a return of 21.47% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 18.31%
3 years 22.26%
5 years NA

Invest in Motilal Oswal MOSt Focused Long Term Fund Now

Rating by Groww3 star
AUM (Fund Size)₹802 Cr
Minimum SIP₹500
Minimum SWP₹500
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY 500 since its launch.
Age of the fund3 years old
Expense Ratio1.43%
Exit LoadNIL
Type Open-ended

The scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

4. Motilal Oswal MOSt Focused Midcap 30 Fund

This is a Mid cap Mutual Fund launched on 24 February 2014.

It is a fund with high risk and has given a return of 27.03% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 2.40%
3 years 12.28%
5 years NA

Invest in Motilal Oswal MOSt Focused Midcap 30 Fund Now 

Rating by Groww3 star
AUM (Fund Size)₹1,520 Cr
Minimum SIP₹1,000
Minimum SWP₹1,000
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark NIFTY Mid cap 100 TRI since its launch.
Age of the fund4 years old
Expense Ratio1.45%
Exit LoadIf redeemed between 0 Year to 1 Year; exit load is 1%;
Type Open-ended

The scheme seeks to achieve long-term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth.

This mutual fund invests in stocks of mid-size companies.

Mid-caps are compact companies of the equity market, falling somewhere between small and large cap companies and are 100-250 companies by market capitalization.

5. Motilal Oswal MOSt Focused Dynamic Equity Fund

This is an Equity Oriented Hybrid Mutual Fund launched on 21 February 2016.

It is a fund with high risk and has given a return of 14.38% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 11.64%
3 years NA
5 years NA

Invest in Motilal Oswal MOSt Focused Dynamic Equity Fund Now 

Rating by Groww3 star
AUM (Fund Size)₹1,358 Cr
Minimum SIP₹1,000
Minimum SWP₹1,000
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark CRISIL Hybrid 35+65 Aggressive since its launch.
Age of the fund2 years old
Expense Ratio1.63%
Exit LoadIf redeemed between 0 Year to 1 Year; exit load is 1%;
Type Open-ended

The scheme seeks to generate long-term capital appreciation by investing in equity and equity related instruments including equity derivatives as well as debt instruments.

As this is a balanced fund, it nvests the money gathered into both debt and equity.

6. Motilal Oswal MOSt Ultra Short Term Bond Fund 

This is an ultra short-term type Debt Mutual Fund launched on 6 September, 2013.

It is a fund with very risk and has given a return of 7.22% since its launch.

Returns per annum over the years from this fund are:

DurationReturns
1 year 6.15%
3 years 6.54%
5 years NA

Invest in Motilal Oswal MOSt Ultra Short Term Bond Fund Now

Rating by Groww1 star
AUM (Fund Size)₹1,070 Cr
Minimum SIP₹1,000
Minimum SWP₹1,000
Performance w.r.t its BenchmarkHas consistently outperformed its benchmark CRISIL Ultra ST Debt since its launch.
Age of the fund4 years old
Expense Ratio0.56%
Exit LoadNIL
Type Open-ended

MOAMC: Company History

Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008.

MOAMC is a 100% subsidiary of Motilal Oswal Securities Limited (MOSL).

It provides investment management and advisory services to investors based within and outside India and having portfolio management services (PMS) business, ETFs, and mutual funds.

MOAMC is one of the fastest growing Asset Management Companies in India and has recently crossed the $1 billion in equity Assets Under Management (AUM) mark in June 2015.

About Motilal Oswal Securities Ltd (MOSL)

Motilal Oswal Securities Ltd. (MOSL) was founded in 1987 as a small sub-broking unit, with just 2 people running the show.

Today MOSL is a well-diversified financial services firm offering a range of financial products and services such as Private Wealth Management, Retail Broking and Distribution, Institutional Broking, Asset Management, Investment Banking, Private Equity, Commodity Broking, Currency Broking and Home Finance.

They have a diversified client base that includes retail customers (including High Net-worth Individuals or HNI), mutual funds, foreign institutional investors, financial institutions and corporate clients.

MOSL is headquartered in Mumbai and as of December 2017, had a network spread over 600 cities and towns comprising 2400+ Business Locations operated by our Business Partners and us. As of December 2017, they have over 9,00,000 registered customers.

MOSL’s consistent efforts towards quality equity research have reflected in an increase in the ratings and rankings across various categories in the Asia Money Brokers Poll over the years.

They have also been awarded the Best Performing Equity Broker (National) at the CNBC TV18 Financial Advisor Awards for six years in a row.

MOSL is a 100% subsidiary of Motilal Oswal Financial Services Ltd.(MOFSL).

Motilal Oswal Share Price (MOFSL): Rs 964.95 (4th May 2018).

MOAMC: Investment Philosophy

MOAMC’s equity offerings have been riding on their investment philosophy: Buy Right : Sit Tight.’ 

‘Buy Right’ means buying quality companies at a reasonable price and ‘Sit Tight’ means staying invested in them for a longer time to realize the full growth potential of the stocks.

Buy Right Stock Characteristics

These are the 4 characteristics of buy right investment philosophy:

  1. ‘Q’uality: the quality of the business and management.
  2. ‘G’rowth: growth in earnings and sustained RoE.
  3. ‘L’ongevity: longevity of the competitive advantage or economic moat of the business.
  4. ‘P’rice: approach of buying a good business for a fair price rather than buying a fair business for a good price.

Sit Tight Approach

  1. Buy and Hold: hold good companies for a long term.
  2. Focus: choose from a few good quality companies to gain more over a long period of time.

MOAMC: Key People

Chief Executive Officer: Mr. Aashish Somaiyaa

Mr. Somaiyaa joined Motilal Oswal Group in 2013 and is the Managing Director & CEO at Motilal Oswal Asset Management Company Ltd.

Mr. Somaiyaa brings with him rich and varied experience – with more than 13 years in sales and distribution, channel management, product development and institutional sales from ICICI Prudential AMC and a brief stint at project management with Bharti AXA Investment Managers.

His last assignment was with ICICI Prudential AMC, as Senior VP & Head – Retail Business where he was responsible for sales, distribution and product development of Mutual Fund, PMS and Real Estate offerings through retail distribution, banking and private wealth management channels across India and UAE.

Mr. Somaiyaa holds a Bachelor of Engineering in Polymer Science and a Masters in Management Studies in Finance from NMIMS, Mumbai.

Chairman: Mr. Raamdeo Agrawal

Mr. Raamdeo Agrawal is the Joint Managing Director of Motilal Oswal Financial Services Limited (MOFSL) and the driving force behind the company’s approach to investing.

As Chairman of Motilal Oswal Asset Management Company Ltd. (MOAMC),  one of the fastest growing Asset Management Company in India, Mr. Agrawal has created the “QGLP” (Quality Growth Longevity & favorable Price) Investment Process and its ‘Buy Right, Sit Tight’ investing philosophy.

Mr Agrawal is also the driving force behind the MOFSL Groups highly awarded research. He has been authoring the annual Motilal Oswal Wealth Creation Study since its inception in 1996.

Mr. Agrawal is an Associate of Institute of Chartered Accountant of India and a member of the National Committee on Capital Markets of the Confederation of Indian Industry. He has also featured on ‘Wizards of Dalal Street on CNBC TV 18’.

In 1986, he wrote the book Corporate Numbers Game, along with co-author Mr. Ram K Piparia. He has also authored the book “The Art of Wealth Creation” which compiles insights from 20 “Wealth Creation Studies” authored by him.

Mr. Agrawal has been awarded the Rashtriya Samman Patra by Central Board of Direct Taxes for a consistent track record of highest integrity in tax payments for a period of 5 years from FY 1995 to FY 1999.

Things to Remember

The rates of return consider above are all past data. No one can predict the actual rate of return you will get on your investment.

You can only assume and predict the fund’s capability based on its past performance.

Don’t just run for returns from investment for investing in mutual funds. There are a lot of factors you should look into before selecting a fund which will match your investment goals.

Following the 3 things you should always remember before investing in mutual funds:

  1. Higher rates: don’t blindly invest in the fund with the highest returns. Invest based on the duration you want to invest for.
  2. Every person’s financial condition is different. Evaluate the funds you invest in yourself – don’t invest in a fund because of its popularity.
  3. Review your investment from time to time but not too often. Once a few weeks is good enough.

Read More: 10 Tips on investing in Mutual Funds

To look at some of the best performing funds from every category of mutual funds, check out Groww 30 best mutual funds to invest in 2018.

Happy Investing!

Disclaimer: the views expressed here are of the author and do not reflect those of Groww.