Capital gain is the profit you earn when you sell an investment in securities like stocks, Bonds, Mutual Funds, real estate, etc.

As it is a type of income, capital gains are taxable in the year they are realized i.e. in the financial year when you made the selling of securities.

So, it becomes very important to know what capital gains you have earned during the particular financial year in order to assess your tax liability and file your tax returns correctly.

In general, you will get this information in terms of  Capital Gains statement for your investments. Now although the last date to file your taxes for FY 2018-19 is over, This article can help you acquire your capital gain statement for the next year, as well as if you are filing late /revised returns for FY 2018-19.

Through this blog, I will tell you 3 ways to get your Capital Gains statement for the financial year.

1. Download Capital Gains Report from your online investment platform

If you are investing via an online Mutual Fund platform like Groww, it will usually provide a bunch of reports one of which will be the Capital Gains Report.

After opening Groww app follow the following steps.

Step 1:  Open the App and click on you in the bottom right corner.

Step 2: After that click on SIP & Report option

Step 3: Now click on capital gain option to get the report.

Step 4: Enter the financial year for which you need the capital gain report and click on download.

You can download this for all the online platforms that you are investing with. This is the most convenient approach especially if you are investing via only one or two online platforms.

Read more: How to Start SIP Online on the Groww App

2. Download Capital Gains Report from Mutual Fund companies Individually

In case you are investing via multiple online or offline platforms then you can download the Capital Gains Report from each Mutual Fund house that you have invested in separately.

Even if you are doing investment through some 3rd party and never used their websites to make the investments, you can download the capital gain report from their website.

Follow the below mention steps.

Step 1: Create a login (if you don’t already have one) on each of the Mutual Fund companies websites.

Step 2: For login, you will need to provide your folio info or PAN number and verify it via an OTP to the registered email id/phone in order for them to correctly link the login to your investments.

Step 3: Once the login is created, you can download the Capital Gains Report from each Mutual Fund company individually.

Let me tell you that this is going to be a tedious process if you have made a lot of investments across different Mutual Fund companies.

3. Get Consolidated Capital Gains Report from CAMS and KARVY

If you are investing through more than two or more online platforms, you can make use of the consolidated Capital Gains Report mail-back service provided by Registrar and share transfer agents (RTAs) like CAMS and KARVY.

But keep this in mind that this method will only work if you have your email id registered in your Mutual Fund folios.

RTAs are the SEBI approved trusts or institutions, who are established with the purpose of maintaining accurate records of the investor’s transactions in order to provide extreme convenience to the mutual fund or other financial institutions

Almost all the AMCs have either CAMS or KARVY as their RTA.

The two exceptions are Franklin Mutal Funds and Sundaram Mutual Funds who do it themselves i.e. they are their own RTAs.

Follow the steps mentioned below to get it from CAMS

Step 1: Go to CAMS official website here – https://www.camsonline.com/

Step 2: Click on the Investor Services tab.

Step 3: Now click on Mailback Services

Step 4: Go to Consolidated Realised Gains Statement.

Step 5: You will see a screen like this. Fill out the required details as below:

For period choose the default option of Current Financial Year and Previous Financial Year.

For email enter the email id registered in your investment folios. The report will be sent to this email id only.

PAN is optional but if you provide your PAN number then it will also include those investments under your PAN where you may have not registered your email id.

Delivery option: Email an encrypted attachment.

Password: This is the password for opening the attachment. You can set it to anything you want.

Retype the password and hit Submit.

You won’t get the statement immediately. It will be emailed to you in some time to the registered email id you provided above.

Follow the steps mentioned below to get it from KARVY

Step 1: Go to KARVY official website here – https://karvymfs.com/investor

Step 2: Scroll down and Click on Investor Services tab.

Step 3: After that click on Capital Gain by Email option.

Step 4: You will see a screen like this. Fill out the required details as below:

For email enter the email id registered in your investment folios. The report will be sent to this email id only.

Password: This is the password for opening the attachment. You can set it to anything you want.

For From Date choose 1st April 2018 from the date picker and for To Date choose 31st March 2019 to get the Capital Gains statement for the previous Financial Year.

Hit submit.

As with CAMS, you won’t get the statement immediately. It will be emailed to you in some time to the registered email id you provided above.

So there you have it, your Capital Gains statements or reports for all your Mutual Fund investments.

With the last date of Tax Filing only a few weeks away, I want to help the maximum number of Indians to organize this information effortlessly.

Happy Investing!

Disclaimer: The views expressed here are of the author and do not reflect those of Groww.