DSP BlackRock Investment Managers Pvt. Ltd. is a privately owned investment manager. The firm primarily manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income markets. The firm employs a combination of fundamental and quantitative analysis to make its investments. It uses both external and in-house research to manage its investments.

The firm was formerly known as DSP Merrill Lynch Fund Managers Limited. DSP BlackRock Investment Managers Pvt. Ltd. was founded in 1996 and is based in Mumbai, Maharashtra with additional offices in Ludhiana, Raipur, Surat, Vapi, Nagpur, Mumbai, New Delhi, Patna, Rajkot, Trivandrum, Varanasi, Nasik, Pune, Ranchi, Vadodara, and Visakhapatnam in India.

Top Funds by DSP BlackRock

1) DSP BlackRock Tax Saver Fund(Equity Tax ELSS)

Category: Equity Tax ELSS funds

ELSS funds basic: An Equity Linked Savings Scheme (ELSS) is a mutual fund which invest primarily in equity market giving you higher interest rate. ELSS is specially created to give taxpayers the dual benefit of saving taxes under Sec 80C with the lowest lock-in period.

Essential things to know about DSP BlackRock Tax Saver Fund:

Risk: Moderately High

Min SIP Amount: ₹500

Returns:
1 Year-16.78% per annum;
3 Year-12.7% per annum;
5 Year-20.38% per annum

Returns since Launch: 14.75%

2) DSP BlackRock Natural resources & New Energy Fund:

Category: Equity- Sector funds

As the name suggests, a sector fund is a mutual fund which invests in stocks of companies that operate in a particular industry or sector of the economy.

Since these funds invest in a particular sector, there is no diversification of investment and hence a higher amount of risk is involved. The performance of these funds is dependent on the performance of the industry. These are different from equity funds in the sense that equity funds invest across various sectors and industries while these focus on one particular sector.

Essential things to know about DSP BlackRock Natural resources & New Energy Fund:

Risk: High

Min SIP Amount: ₹500

Returns:
1 Year-21.39% per annum;
3 Year-24.49% per annum;
5 Year-23.15% per annum

Returns since Launch: 13.79%

3) DSP BlackRock Balanced Fund

Category: Hybrid Equity Oriented

Basics of Hybrid Equity Oriented Balanced Funds: Hybrid funds or the balanced schemes invest into a mix of equity and debt with Equity-oriented hybrid schemes investing at least 65 per cent of the corpus in equity.

These schemes are less volatile than pure equity funds because of their mixed portfolio. The debt investments provide stability in times of volatility.

Essential things to know about DSP BlackRock Natural resources & New Energy Fund:

Risk: Moderately High

Min SIP Amount: ₹500

Returns:
1 Year-13.25% per annum;
3 Year-10.61% per annum;
5 Year-15.92% per annum

Returns since Launch: 15.31%

4) DSP BlackRock Opportunities Fund :

Category: Equity Multi Cap

It means that this fund invests in equity markets across the breadth of market capitalization and hence takes advantage of opportunities of different sectors.

Essential things to know about DSP BlackRock Opportunities fund:

Risk: Moderately High

Min SIP Amount: ₹500

Returns:
1 Year-18.32% per annum;
3 Year-14.09% per annum;
5 Year-20.05% per annum

Returns since Launch: 18.92%

5) DSP BlackRock Focus 25 Fund:

Category: Equity Large Cap

It means that this fund invests in stocks of company which have large capitalization in the market.

Essential things to know about DSP BlackRock Focus 25 Fund:

Risk: Moderately High

Min SIP Amount: ₹500

Returns:
1 Year-13.92% per annum;
3 Year- 8.35% per annum;
5 Year- 16.29% per annum

Returns since Launch: 11.04%

6) DSP BlackRock IndiaTiger Fund

Category: Equity-Sector Funds

Essential things to know about DSP BlackRock Focus 25 Fund:

Risk: High

Min SIP Amount: ₹500

Returns:
1 Year-22.63% per annum;
3 Year-11.35% per annum;
5 Year-17.88% per annum

Returns since Launch: 18.09%

7) DSP BlackRock Liquidity Fund

Category: Debt Liquid funds.

Invests in debt securities with less than 91 days to maturity. However, there is no mark to market for securities less than 60 days to maturity and this reduces the volatility in these funds. The primary source of return is interest income. Liquid fund is a very short term fund and seeks to provide safety of principal and superior liquidity

Essential things to know about DSP BlackRock Liquidity Fund:

Risk: Very Low

Min SIP Amount: Not Supported

Returns:
1 Year-6.61% per annum;
3 Year-7.4% per annum;
5 Year-8.09% per annum

Returns since Launch: 7.6%

8) DSP BlackRock Income Opportunities:

Category: Credit Opportunities

Credit opportunities funds or CROP funds are the ones that invest in debt securities that have an investment grade rating lower than AAA. Since the rating is lower, the issuer is supposed to give higher returns as compared to other securities, so there’s a good potential here to earn more money.

Essential things to know about DSP BlackRock Income Opportunities Fund:

Risk: Low

Min SIP Amount: ₹500

Returns:
1 Year-5.93% per annum;
3 Year-8.45% per annum;
5 Year-8.97% per annum

Returns since Launch: 7.27%

9) DSP BlackRock MIP Fund:

Category: Debt MIP

Monthly Income Plans abbreviated as MIPs invests most of their corpus in debt funds and an estimated 15-32% in stocks. Due to presence of stocks returns are a bit volatile in case of MIPs.

Essential things to know about DSP BlackRock MIP Fund:

Risk: Moderately Low

Min SIP Amount: ₹500

Returns:
1 Year-7.36% per annum;
3 Year-7.61% per annum;
5 Year-9.61% per annum

Returns since Launch: 9.79%

10) DSP BlackRock Bond Fund:

Category: Debt Income

It can be defined as funds that invest in corporate bonds, government bonds and money market instruments. However, they are highly vulnerable to the changes in interest rates and are suitable for investors who have a long term investment horizon and higher risk taking ability. Entry and exit from these funds needs to be timed appropriately. The correct time to invest in these funds is when the market view is that interest rates have touched their peak and are poised to reduce.

Essential things to know about DSP BlackRock Bond Fund:

Risk: Moderately Low

Min SIP Amount: ₹500

Returns:
1 Year-6.22% per annum;
3 Year-7.17% per annum;
5 Year-7.79% per annum

Returns since Launch: 8.46%

Happy investing!

Disclaimer: the views expressed here are those of the author and do not reflect those of Groww.