Personal Finance

7th Pay Commission

7th Pay Commission : All You Need To Know

by Mridul Agrawal • July 3, 2019

Pay commission impacts the salary of millions of government employees. Given the huge scale and cost involved, also a large number of people impacted, the significance of the pay commission is immense. If you are a government employee, then the decisions of the pay commission directly impact your earnings. If you’re not a government employee, […]


Financial Tips for young adults

10 Financial Tips For Young Adults

by Nyrika Guha Roy • July 2, 2019

Personal finance isn’t a subject covered in high schools or colleges and most young adults are left clueless about managing their finances. I have collated the 10 most valuable financial tips that investment experts suggest and an individual must know, to succeed early on in your financial life. Read on! Track Your Expenditures Most people […]


download-aadhar-card-online

5 Ways to Download Your Aadhar Card (Online)

by Richa Sharma • June 24, 2019

Aadhaar is a 12-digit unique identification number issued by the government of India to every individual resident of India. The Unique Identification Authority of India (UDAI), is the responsible body for managing Aadhaar numbers and Aadhaar identification. Online Aadhar Card download is an option provided by UIDAI to download e-Aadhar Card upon its generation or […]


List of Banks Offering PPF Account

by Shikhar Singh • June 15, 2019

The public awareness regarding the versatility that PPF offers is somewhat vague and most do not know how easily accessible this instrument can be. Additionally, it offers the benefit of helping your investment grow (better than a savings account, fixed deposits, and infrastructure bonds) with the same ease of access that more modern financial instruments […]


Credit Cards: Compare 10 Best Credit Cards In India (2019)

by Prerna Singh • June 15, 2019

Which are the best credit cards to keep in India? Many people, especially the salaried ones ask this question. The truth is, there really is no single credit card that is best suited to everybody. Every credit card is different and offers different kinds of benefits. 10 Best Credit Cards to Keep in India Categories […]


How to Apply for PAN Card Online & Offline in India (2019)

by Mridul Agrawal • June 15, 2019

There are two ways to apply for the PAN Card. You can apply online at the NSDL website or you can apply offline at any of the district level PAN agencies. You can get a PAN card by applying through the NSDL (National Securities Depository Limited) as well as through the UTIISL (UTI Infrastructure Technology […]


10 hacks to reduce tax liabiliy

5 Best Term Insurance Policies to Consider in 2019

by Ankit Jain • June 15, 2019

Term Insurance is the type of life insurance in which If death occurs during the policy tenure, then his or her nominee will receive the sum assured. If the insured survives till the end of the policy period, then he or she will not get any maturity amount. These policies have low premium and cover large risk. […]


national-savings-certificate

20 Things You Need to Know NSC (National Savings Certificate)

by Mridul Agrawal • June 15, 2019

National Savings Certificate (NSC) along with PPF, Kisan Vikas Parta are popular fixed income securities which can be availed with the help of a post office. Apart from providing a fixed income in the form of periodical interests, these also provide tax benefits to its investors. These instruments are safe and promoted by the Government. […]


How Can You Start Teaching Your Children Financial Literacy?

How Can You Start Teaching Your Children Financial Literacy?

by Lalit Keshre • June 14, 2019

Our children today are fast learners, sharp, tech-savvy and observant. They pick up habits even faster than we can imagine. They develop a sense of needs, wants and lifestyle at a young age. What they forget is saving and investing money is vital for a secure and happy future. Some do realize the importance of […]


self-employed-individuals-investment

6 Investment Options For Self Employed Individuals

by Ankit Jain • June 4, 2019

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki The above quote serves as a reality check, an inspiration and a lesson for people from all strata of society. The reality check is that […]


financial-tip-child-education

9 Financial Tips Every Parent Should Follow to Plan Their Child’s Education

by Mridul Agrawal • May 20, 2019

Education is of utmost importance in today’s world. It is one of those virtues that will be of more importance in the coming future. However, the exponentially increasing cost of higher education is fretting most of parents. To understand how expensive education has become, Let us look at an example. One of the premier management […]


Financial tips you can learn from your mother

Mother’s Day 2019: Financial Lessons You Can Learn From Your Mother!

by Mridul Agrawal • May 12, 2019

Your mother is awesome and there are no two-ways about that. Among all the things that a mother teaches and bestows upon her children, financial lessons sometimes do not get the deserved limelight! Everyone acknowledges the ethical and moral values that a mother teaches her children. Are you living from one paycheck to another? Get […]


6 Personal Finance Tips from Indian Billionaires

by Sonali Padhiar • April 30, 2019

Managing finance has become very essential in everyone’s life. If you are not managing your finance properly then you might face difficulty in the short as well as in the long term. One of the main reasons can be because you are not planning your finances in a way which meets your short term needs […]


essentials-of-investing

Do You Want to Start Investing? Here Are the Essentials!

by Vishnu Nair • April 5, 2019

Maybe you’ve just got your yearly bonus and a novel idea has struck you: what if I invest this money? You’re on the right track. The right investment early on in your career can pay off big if you play your cards well. But before you even start investing, there are some basics that you […]


If Investors were Game of Throne Characters, Which One Would They Be?

by Mridul Agrawal • April 1, 2019

The final season of popular TV series – Game of Thrones – is scheduled this month and there is much hue and cry about who will claim the coveted Iron Throne. In line with all the excitement and drama associated with the new and the last GOT season, we realized that the different types of […]


3-essential-tips-new-earner

3 Essential Financial Planning Steps for the New Earner

by Vishnu Nair • March 28, 2019

India is a country with a predominantly young population. Naturally, a lot of these young people enter the job market every year and more often than not find themselves in a familiar dilemma: how do you save money effectively? After the financial bubble of college and school, where most people’s expenses are (at least partly) […]


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It’s Time For You to Take The ‘Economic’ April Challenge!

by Mridul Agrawal • March 26, 2019

April marks the beginning of the new financial year. And this new financial year, we bring to you something new, we bring to you the ‘Economic April Challenge’ This new financial year you also could take up a few financial challenges to recover your financial situation. These simple yet important challenges are important to drastically improve […]


5 step approach to goal based investing

A 5-Step Approach to Reach Your Financial Goal!

by Sandhya Krishnan • March 19, 2019

‘Beware the Ides of March’-The Romans were wary of March, especially the 15th of March for one reason. However, children and parents alike in India are stressful about March for an entirely different reason altogether. March signals the start of the exam season. It’s a stressful period for students as well as for parents. Results […]


6 Essential Reasons Why You Must Plan Your Finances

by Ankit Jain • March 13, 2019

“Change is the only constant factor” Everything changes. However, one thing that does not change is that everyone has desires and the same almost always needs money. Here, by money, it does not just mean currency, but any sort of item which has to be given in exchange to achieve what we desire or need. […]


Millennial Women and Their Changing Investment Habits: Women’s Day 2019

by Sandhya Krishnan • March 8, 2019

“If you’re not staying on top of your money, you are putting your financial well-being at risk.” – Suze Orman Sound advice from a female financial expert. Millennial women or the Gen Y women refers to the generation born between 1981-2000. Literally, these ladies were at the right place at the right time. In fact, […]