Personal Finance

indirect direct taxes

Budget 2020:What is the Difference Between Direct and Indirect Taxes

by Devyani Mishra • February 1, 2020

Collection of taxes in the fiscal year of 2019 is estimated to fall short by around Rs.2 million than the proposed target. So, the Indian economic sector is expecting Hon’ble Finance Minister Nirmala Sitharaman to declare an amnesty scheme for the various disputes regarding direct taxes and indirect taxes in the country on the day […]

concept of Fiscal Deficit

Budget 2020 : Understanding The Concept Of Fiscal Deficit

by Devyani Mishra • January 31, 2020

With just a day before the Union Budget announcement, one of the many terms that you will see pop up frequently is Fiscal deficit. The word ‘Fiscal’ means ‘related to the government’s revenue, especially taxes’ and ‘Deficit’ is defined as a ‘ shortage’, ‘difference’ or ‘an amount by which there is a shortfall’. Thus ‘Fiscal […]

Union Budget 2020

Budget 2020 Expectations – India : Things You Need to Know About The Union Budget

by Devyani Mishra • January 12, 2020

Finance Minister  Nirmala Sitharaman will be presenting the Union Budget of 2020 on 1st February. What the budget reforms have in store to curb the economic slowdown that has gripped our nation in the past year, is what most of us are looking forward to.  Needless to say, FM’s primary task would be centered around […]

5 Financial Resolutions For The New Year : 2020

by Devyani Mishra • December 29, 2019

A few days from now 2019 will come to an end and we would step into a new year replete with possibilities and opportunities. While most of us are already ready with our list of resolutions to improve our physical, mental and professional well being, more often than not we leave out making financial resolutions […]

50-30-20 rule of budgeting

What Is The 50/30/20 Rule Of Budgeting

by Devyani Mishra • November 25, 2019

“It’s just the second week of the month and I have totally run out of cash! “, a frustrated Kabir groaned, staring at the abysmal state of his bank balance. This has now become a monthly ritual. With hunger pangs adding to his money woes, he staggered to his food cupboard rummaging for that last […]

Financial planning checklist

Year End Financial Planning Checklist : 2019

by Devyani Mishra • November 1, 2019

One more glorious year is nearing an end and there awaits another splendid one. While the coming days are filled with festive season frolic, this is also the time for the yearly ritual of assessing your financial health. This also calls for creating a solid financial plan for the next year to keep your money […]

5 things to never do with your money

5 Things You Should Never Do With Your Money

by Karunesh Dev • October 29, 2019

While there is no dearth of lessons on the money ” must-do’s”, more often than not we ignore the fact, that doing certain things with your money can potentially hurt your financial health in the long run. Now whether we do these consciously or under undue influence, it is time we no longer overlook the […]

investing vs saving

Investing Vs Saving : Know The Key Differences

by Devyani Mishra • September 27, 2019

Savings and investments are two words which have been used synonymously over the years. With people referring to their investments as their life savings, the fundamental difference between the two words and essentially two concepts has diminished. Yet, there is no denying the fact that the two are different sides of a coin called money. […]

10 Investments that can make you rich

Top 10 Investments That Can Make You Rich

by Pijush Biswas • September 26, 2019

Almost everybody has wondered for at least once in their lifetime– “How do I  get rich in a short time?” But how many of us do what it takes to pursue the path to wealth? What if we told you that becoming rich is possible and one does not need to move mountains for it? […]


How to Change Details and Surrender Your PAN Card

by Mridul Agrawal • September 25, 2019

The Income Tax Department of India issues the PAN card to the citizens, non-resident Indians, companies and civilian bodies who have to pay taxes to the Indian Government. It is deemed to be one of the most essential documents when it comes to completing tax-related obligations. The growing importance of the PAN card makes it […]

How did Rakesh Jhunjunwala become a millionaire

How Did Rakesh Jhunjhunwala Become a Billionaire?

by Subham Sharma • September 18, 2019

Popularly known as the “Warren Buffett of India”, Rakesh Jhunjhunwala is one of the greatest stock market investors India has ever seen. In this article, we will discuss the stocks that Mr. Jhunjhunwala has invested in that have made him the king of the Indian of the stock market So, Who is Rakesh Jhunjhunwala? Born […]

NRE NRO Accounts

All You Need To Know About NRE and NRO Accounts

by Disha Jhawar • August 29, 2019

NRE & NRO Accounts Non-Resident Indians (NRIs) often have earnings from both abroad as well as in the home country. It obviously becomes difficult to manage the finances, especially when it involves two different currencies. The biggest problems faced by NRIs are tracking the bank accounts, transfer of funds to home country and repatriation of […]

Retirement Plan

How Much Money Do I Need To Save For Retirement in India?

by Ishan Bansal • August 22, 2019

A great lifestyle after retirement is everyone’s long desired goal. No doubt, a substantial amount of money in your bank account is instrumental in achieving this dream seamlessly. One of the most common questions asked by people is “How much savings do I need for retirement?”. Most of the people overlook the benefits of a […]

Personal Finance for Founders

5 Things to Consider Before Opening a Startup

by Lalit Keshre • August 15, 2019

Startup culture has indeed taken the market by storm lately in India. It’s very common nowadays when we see milennials quitting their well-paid jobs and starting something of their own. With a plethora of ideas brewing on your mind, it is no longer an uphill battle to launch your own startup. However, sometimes it is […]

Link Pan and Aadhaar

How to Link Aadhaar with PAN to File Income Tax Returns

by Sonali Padhiar • July 24, 2019

If you are someone who is going to file your income tax returns this year, this is an important read. The last date to link your Aadhaar with PAN is now extended to 30th September 2019, however, it is mandatory to link your Aadhaar with PAN in order to file your income tax returns. In […]

30 things to know about money

30 Things About Money You Need To Learn Before You Turn 30

by Sangam Sharma • July 20, 2019

But these 30 things about money will make wiser. Score yourself on how many things you know from these 30 things. 1. Three ways to become Rich Well, this is very basic and I am sure you already know this. There are three ways you make money 1.By earning more 2.By saving more 3.By getting more […]

House property

Section 24 (B) : All About Deductions From House Property Income

by Subham Sharma • July 19, 2019

Owning a home can be considered as one of the most desirable wishes for most of us. But given the skyrocketing prices of houses in the metros and even in Tier-II cities, it has become increasingly difficult for people to afford it. Therefore, the government has come up with several key benefits under section 24(B) […]

How to Get Duplicate Aadhar Card Online

by Devyani Mishra • July 17, 2019

One of the most common sources of ID proof that we use is the Aadhar card. Which therefore makes us highly susceptible to losing it. So if you are reading this post because you want to know how to get duplicate Aadhar card online then you have come to the right place. We will be discussing […]

How to Update Aadhaar Card Address

How to Update Aadhaar Card Address

by Nyrika Guha Roy • July 16, 2019

Since Aadhaar cards are so widely used, it is absolutely imperative that we make sure all of the details on our Aadhaar card is correct and up to date. But if you have recently shifted and wanted to know how to update address in Aadhaar card then this is the right article for you. How […]

Financial Planning

How To Plan Your Finances When You Have Irregular Income?

by Quantum Mutual Fund • July 11, 2019

With the gig economy growing and influencing the way people work, there has been a paradigm shift in how people view their careers. Professionals are increasingly seeking more flexible and exciting avenues and exploring unconventional career options, taking the freelance or self employment route.  However, this flexibility also translates to a lack of financial security […]